대시보드 실시간 기능 추가

2026-02-13 12:17:35 +09:00
parent 12feeb2775
commit 1ac907cd27
35 changed files with 2790 additions and 1032 deletions
--- a/AGENTS.md
+++ b/AGENTS.md
@@ -1,11 +1,13 @@
 # AGENTS.md (auto-trade)

 ## 기본 원칙
+
 - 모든 응답과 설명은 한국어로 작성.
 - 쉬운 말로 설명하고, 어려운 용어는 괄호로 짧게 뜻을 덧붙임.
 - 요청이 모호하면 먼저 질문 1~3개로 범위를 확인.

 ## 프로젝트 요약
+
 - Next.js 16 App Router, React 19, TypeScript
 - 상태 관리: zustand
 - 데이터: Supabase
@@ -13,26 +15,22 @@
 - UI: Tailwind CSS v4, Radix UI (`components.json` 사용)

 ## 명령어
+
 - 개발 서버(포트 3001): `npm run dev`
 - 린트: `npm run lint`
 - 빌드: `npm run build`
 - 실행: `npm run start`

 ## 코드 및 문서 규칙
+
 - JSX 섹션 주석 형식: `{/* ========== SECTION NAME ========== */}`
 - 함수 및 컴포넌트 JSDoc에 `@see` 필수
 - `@see`에는 호출 파일, 함수/이벤트 이름, 목적을 함께 작성
 - 상태 정의, 이벤트 핸들러, 복잡한 JSX 로직에는 인라인 주석을 충분히 작성
 - UI 흐름 설명 필수: `어느 UI -> A 함수 호출 -> B 함수 호출 -> 리턴값 반영` 형태로 작성

-## 인코딩/편집 규칙
- 텍스트 파일 수정은 원칙적으로 `apply_patch`만 사용
- `shell_command`로 `Set-Content`, `Out-File`, 리다이렉션(`>`)으로 코드 파일 저장 금지
- 파일 읽기는 반드시 인코딩 명시: `Get-Content -Encoding UTF8`
- 부득이하게 셸로 저장해야 하면 BOM 없는 UTF-8만 사용:
-  `[System.IO.File]::WriteAllText($path, $text, [System.Text.UTF8Encoding]::new($false))`
-
 ## 브랜드 색상 규칙
+
 - 메인 컬러는 헤더 로고/프로필 기준의 보라 계열 `brand` 팔레트 사용
 - 새 UI 작성 시 `indigo/purple/pink` 하드코딩 대신 `brand-*` 토큰 사용
 - 예시: `bg-brand-500`, `text-brand-600`, `from-brand-500 to-brand-700`
@@ -50,3 +48,9 @@
  - `next-devtools`: Next.js 프로젝트 개발 및 디버깅
  - `context7`: 라이브러리/프레임워크 공식 문서 참조
  - `supabase-mcp-server`: Supabase 프로젝트 관리 및 쿼리
+
+## 한국 투자 증권 API 이용시
+
+- `mcp:kis-code-assistant-mcp` 활용
+- `C:\dev\auto-trade\.tmp\open-trading-api` 활용
+- API 이용시 공식 문서에 최신 업데이트가 안되어 있을수 있으므로 필요시 최신 API 명세 엑셀파일 요청을 한다. 그럼 사용자가 업로드 해줄것이다.
--- a/app/globals.css
+++ b/app/globals.css
@@ -1,4 +1,5 @@
@import "tailwindcss";
+@plugin "tailwindcss-animate";
@import "tw-animate-css";

@custom-variant dark (&:is(.dark *));
@@ -59,7 +60,8 @@
  --animate-gradient-x: gradient-x 15s ease infinite;

  @keyframes gradient-x {
-    0%, 100% {
+    0%,
+    100% {
      background-size: 200% 200%;
      background-position: left center;
    }
--- a/features/dashboard/components/ActivitySection.tsx
+++ b/features/dashboard/components/ActivitySection.tsx
@@ -1,5 +1,6 @@
-import { AlertCircle, ClipboardList, FileText } from "lucide-react";
+import { AlertCircle, ClipboardList, FileText, RefreshCcw } from "lucide-react";
 import { Badge } from "@/components/ui/badge";
+import { Button } from "@/components/ui/button";
 import {
  Card,
  CardContent,
@@ -24,6 +25,7 @@ interface ActivitySectionProps {
  activity: DashboardActivityResponse | null;
  isLoading: boolean;
  error: string | null;
+  onRetry?: () => void;
 }

 /**
@@ -32,7 +34,12 @@ interface ActivitySectionProps {
 * @see features/dashboard/components/DashboardContainer.tsx 하단 영역에서 호출합니다.
 * @see app/api/kis/domestic/activity/route.ts 주문내역/매매일지 데이터 소스
 */
-export function ActivitySection({ activity, isLoading, error }: ActivitySectionProps) {
+export function ActivitySection({
+  activity,
+  isLoading,
+  error,
+  onRetry,
+}: ActivitySectionProps) {
  const orders = activity?.orders ?? [];
  const journalRows = activity?.tradeJournal ?? [];
  const summary = activity?.journalSummary;
@@ -59,10 +66,27 @@ export function ActivitySection({ activity, isLoading, error }: ActivitySectionP
        )}

        {error && (
+          <div className="rounded-md border border-red-200 bg-red-50/60 p-2.5 dark:border-red-900/40 dark:bg-red-950/20">
            <p className="flex items-start gap-1.5 text-sm text-red-600 dark:text-red-400">
              <AlertCircle className="mt-0.5 h-4 w-4 shrink-0" />
              <span>{error}</span>
            </p>
+            <p className="mt-1 text-xs text-red-700/80 dark:text-red-300/80">
+              주문/매매일지 API는 장중 혼잡 시간에 간헐적 실패가 발생할 수 있습니다.
+            </p>
+            {onRetry ? (
+              <Button
+                type="button"
+                size="sm"
+                variant="outline"
+                onClick={onRetry}
+                className="mt-2 border-red-300 text-red-700 hover:bg-red-100 dark:border-red-700 dark:text-red-300 dark:hover:bg-red-900/40"
+              >
+                <RefreshCcw className="mr-1.5 h-3.5 w-3.5" />
+                주문/매매일지 다시 불러오기
+              </Button>
+            ) : null}
+          </div>
        )}

        {warnings.length > 0 && (
--- a/features/dashboard/components/DashboardContainer.tsx
+++ b/features/dashboard/components/DashboardContainer.tsx
@@ -11,15 +11,29 @@ import { MarketSummary } from "@/features/dashboard/components/MarketSummary";
 import { StatusHeader } from "@/features/dashboard/components/StatusHeader";
 import { StockDetailPreview } from "@/features/dashboard/components/StockDetailPreview";
 import { useDashboardData } from "@/features/dashboard/hooks/use-dashboard-data";
+import { useMarketRealtime } from "@/features/dashboard/hooks/use-market-realtime";
+import { useKisWebSocketStore } from "@/features/kis-realtime/stores/kisWebSocketStore";
 import { useKisRuntimeStore } from "@/features/settings/store/use-kis-runtime-store";
+import { useHoldingsRealtime } from "@/features/dashboard/hooks/use-holdings-realtime";
+import type {
+  DashboardBalanceSummary,
+  DashboardHoldingItem,
+  DashboardMarketIndexItem,
+} from "@/features/dashboard/types/dashboard.types";
+import type { KisRealtimeStockTick } from "@/features/dashboard/utils/kis-stock-realtime.utils";

 /**
- * @description 대시보드 메인 컨테이너입니다.
- * @remarks UI 흐름: 대시보드 진입 -> useDashboardData API 호출 -> StatusHeader/MarketSummary/HoldingsList/StockDetailPreview 순으로 렌더링
- * @see app/(main)/dashboard/page.tsx 로그인 완료 후 이 컴포넌트를 렌더링합니다.
- * @see features/dashboard/hooks/use-dashboard-data.ts 대시보드 데이터 조회/갱신 상태를 관리합니다.
+ * @file DashboardContainer.tsx
+ * @description 대시보드 메인 레이아웃 및 데이터 통합 관리 컴포넌트
+ * @remarks
+ * - [레이어] Components / Container
+ * - [사용자 행동] 대시보드 진입 -> 전체 자산/시장 지수/보유 종목 확인 -> 특정 종목 선택 상세 확인
+ * - [데이터 흐름] API(REST/WS) -> Hooks(useDashboardData, useMarketRealtime, useHoldingsRealtime) -> UI 병합 -> 하위 컴포넌트 전파
+ * - [연관 파일] use-dashboard-data.ts, use-holdings-realtime.ts, StatusHeader.tsx, HoldingsList.tsx
+ * @author jihoon87.lee
 */
 export function DashboardContainer() {
+  // [Store] KIS 런타임 설정 상태 (인증 여부, 접속 계좌, 웹소켓 정보 등)
  const {
    verifiedCredentials,
    isKisVerified,
@@ -40,13 +54,15 @@ export function DashboardContainer() {
    })),
  );

+  // KIS 접근 가능 여부 판단
  const canAccess = isKisVerified && Boolean(verifiedCredentials);

+  // [Hooks] 기본적인 대시보드 데이터(잔고, 지수, 활동내역) 조회 및 선택 상태 관리
+  // @see use-dashboard-data.ts - 초기 데이터 로딩 및 폴링 처리
  const {
    activity,
    balance,
-    indices,
-    selectedHolding,
+    indices: initialIndices,
    selectedSymbol,
    setSelectedSymbol,
    isLoading,
@@ -58,12 +74,94 @@ export function DashboardContainer() {
    refresh,
  } = useDashboardData(canAccess ? verifiedCredentials : null);

-  const isKisRestConnected = useMemo(() => {
-    if (indices.length > 0) return true;
-    if (balance && !balanceError) return true;
-    return false;
-  }, [balance, balanceError, indices.length]);
+  // [Hooks] 시장 지수(코스피/코스닥) 실시간 웹소켓 데이터 구독
+  // @see use-market-realtime.ts - 웹소켓 연결 및 지수 파싱
+  const { realtimeIndices, isConnected: isWsConnected } = useMarketRealtime(
+    verifiedCredentials,
+    isKisVerified,
+  );

+  // [Hooks] 보유 종목 실시간 시세 웹소켓 데이터 구독
+  // @see use-holdings-realtime.ts - 보유 종목 리스트 기반 시세 업데이트
+  const { realtimeData: realtimeHoldings } = useHoldingsRealtime(
+    balance?.holdings ?? [],
+  );
+  const reconnectWebSocket = useKisWebSocketStore((state) => state.reconnect);
+
+  // [Step 1] REST API로 가져온 기본 지수 정보와 실시간 웹소켓 시세 병합
+  const indices = useMemo(() => {
+    if (initialIndices.length === 0) {
+      return buildRealtimeOnlyIndices(realtimeIndices);
+    }
+
+    return initialIndices.map((item) => {
+      const realtime = realtimeIndices[item.code];
+      if (!realtime) return item;
+
+      return {
+        ...item,
+        price: realtime.price,
+        change: realtime.change,
+        changeRate: realtime.changeRate,
+      };
+    });
+  }, [initialIndices, realtimeIndices]);
+
+  // [Step 2] 초기 잔고 데이터와 실시간 보유 종목 시세를 병합하여 손익 재계산
+  const mergedHoldings = useMemo(
+    () => mergeHoldingsWithRealtime(balance?.holdings ?? [], realtimeHoldings),
+    [balance?.holdings, realtimeHoldings],
+  );
+
+  const isKisRestConnected = Boolean(
+    (balance && !balanceError) ||
+      (initialIndices.length > 0 && !indicesError) ||
+      (activity && !activityError),
+  );
+  const hasRealtimeStreaming =
+    Object.keys(realtimeIndices).length > 0 ||
+    Object.keys(realtimeHoldings).length > 0;
+  const isRealtimePending = Boolean(
+    wsApprovalKey && wsUrl && isWsConnected && !hasRealtimeStreaming,
+  );
+  const effectiveIndicesError = indices.length === 0 ? indicesError : null;
+  const indicesWarning =
+    indices.length > 0 && indicesError
+      ? "지수 API 재요청 중입니다. 화면 값은 실시간/최근 성공 데이터입니다."
+      : null;
+
+  /**
+   * 대시보드 수동 새로고침 시 REST 조회 + 웹소켓 재연결을 함께 수행합니다.
+   * @remarks UI 흐름: StatusHeader/각 카드 다시 불러오기 버튼 -> handleRefreshAll -> REST 재조회 + WS 완전 종료 후 재연결
+   * @see features/dashboard/components/StatusHeader.tsx 상단 다시 불러오기 버튼
+   * @see features/kis-realtime/stores/kisWebSocketStore.ts reconnect
+   */
+  const handleRefreshAll = async () => {
+    await Promise.allSettled([
+      refresh(),
+      reconnectWebSocket({ refreshApproval: false }),
+    ]);
+  };
+
+  /**
+   * 실시간 보유종목 데이터를 기반으로 전체 자산 요약을 계산합니다.
+   * @returns 실시간 요약 데이터 (총자산, 손익, 평가금액 등)
+   */
+  const mergedSummary = useMemo(
+    () => buildRealtimeSummary(balance?.summary ?? null, mergedHoldings),
+    [balance?.summary, mergedHoldings],
+  );
+
+  // [Step 3] 실시간 병합 데이터에서 현재 선택된 종목 정보를 추출
+  // @see StockDetailPreview.tsx - 선택된 종목의 상세 정보 표시
+  const realtimeSelectedHolding = useMemo(() => {
+    if (!selectedSymbol || mergedHoldings.length === 0) return null;
+    return (
+      mergedHoldings.find((item) => item.symbol === selectedSymbol) ?? null
+    );
+  }, [mergedHoldings, selectedSymbol]);
+
+  // 하이드레이션 이전에는 로딩 스피너 표시
  if (!_hasHydrated) {
    return (
      <div className="flex h-full items-center justify-center p-6">
@@ -72,60 +170,193 @@ export function DashboardContainer() {
    );
  }

+  // KIS 인증이 되지 않은 경우 접근 제한 게이트 표시
  if (!canAccess) {
    return <DashboardAccessGate canAccess={canAccess} />;
  }

+  // 데이터 로딩 중이며 아직 데이터가 없는 경우 스켈레톤 표시
  if (isLoading && !balance && indices.length === 0) {
    return <DashboardSkeleton />;
  }

  return (
    <section className="mx-auto flex w-full max-w-7xl flex-col gap-4 p-4 md:p-6">
-      {/* ========== STATUS HEADER ========== */}
+      {/* ========== 상단 상태 영역: 계좌 연결 정보 및 새로고침 ========== */}
      <StatusHeader
-        summary={balance?.summary ?? null}
+        summary={mergedSummary}
        isKisRestConnected={isKisRestConnected}
-        isWebSocketReady={Boolean(wsApprovalKey && wsUrl)}
+        isWebSocketReady={Boolean(wsApprovalKey && wsUrl && isWsConnected)}
+        isRealtimePending={isRealtimePending}
        isProfileVerified={isKisProfileVerified}
        verifiedAccountNo={verifiedAccountNo}
        isRefreshing={isRefreshing}
        lastUpdatedAt={lastUpdatedAt}
        onRefresh={() => {
-          void refresh();
+          void handleRefreshAll();
        }}
      />

-      {/* ========== MAIN CONTENT GRID ========== */}
+      {/* ========== 메인 그리드 구성 ========== */}
      <div className="grid gap-4 lg:grid-cols-[1.15fr_1fr]">
+        {/* 왼쪽 섹션: 보유 종목 목록 리스트 */}
        <HoldingsList
-          holdings={balance?.holdings ?? []}
+          holdings={mergedHoldings}
          selectedSymbol={selectedSymbol}
          isLoading={isLoading}
          error={balanceError}
+          onRetry={() => {
+            void handleRefreshAll();
+          }}
          onSelect={setSelectedSymbol}
        />

+        {/* 오른쪽 섹션: 시장 지수 요약 및 선택 종목 상세 정보 */}
        <div className="grid gap-4">
+          {/* 시장 지수 현황 (코스피/코스닥) */}
          <MarketSummary
            items={indices}
            isLoading={isLoading}
-            error={indicesError}
+            error={effectiveIndicesError}
+            warning={indicesWarning}
+            isRealtimePending={isRealtimePending}
+            onRetry={() => {
+              void handleRefreshAll();
+            }}
          />

+          {/* 선택된 종목의 실시간 상세 요약 정보 */}
          <StockDetailPreview
-            holding={selectedHolding}
-            totalAmount={balance?.summary.totalAmount ?? 0}
+            holding={realtimeSelectedHolding}
+            totalAmount={mergedSummary?.totalAmount ?? 0}
          />
        </div>
      </div>

-      {/* ========== ACTIVITY SECTION ========== */}
+      {/* ========== 하단 섹션: 최근 매매/충전 활동 내역 ========== */}
      <ActivitySection
        activity={activity}
        isLoading={isLoading}
        error={activityError}
+        onRetry={() => {
+          void handleRefreshAll();
+        }}
      />
    </section>
  );
 }
+
+/**
+ * @description REST 지수 데이터가 없을 때 실시간 수신값만으로 코스피/코스닥 표시 데이터를 구성합니다.
+ * @param realtimeIndices 실시간 지수 맵
+ * @returns 화면 렌더링용 지수 배열
+ * @remarks UI 흐름: DashboardContainer -> buildRealtimeOnlyIndices -> MarketSummary 렌더링
+ * @see features/dashboard/hooks/use-market-realtime.ts 실시간 지수 수신 훅
+ */
+function buildRealtimeOnlyIndices(
+  realtimeIndices: Record<string, { price: number; change: number; changeRate: number }>,
+) {
+  const baseItems: DashboardMarketIndexItem[] = [
+    { market: "KOSPI", code: "0001", name: "코스피", price: 0, change: 0, changeRate: 0 },
+    { market: "KOSDAQ", code: "1001", name: "코스닥", price: 0, change: 0, changeRate: 0 },
+  ];
+
+  return baseItems
+    .map((item) => {
+      const realtime = realtimeIndices[item.code];
+      if (!realtime) return null;
+      return {
+        ...item,
+        price: realtime.price,
+        change: realtime.change,
+        changeRate: realtime.changeRate,
+      } satisfies DashboardMarketIndexItem;
+    })
+    .filter((item): item is DashboardMarketIndexItem => Boolean(item));
+}
+
+/**
+ * @description 보유종목 리스트에 실시간 체결가를 병합해 현재가/평가금액/손익을 재계산합니다.
+ * @param holdings REST 기준 보유종목
+ * @param realtimeHoldings 종목별 실시간 체결 데이터
+ * @returns 병합된 보유종목 리스트
+ * @remarks UI 흐름: DashboardContainer -> mergeHoldingsWithRealtime -> HoldingsList/StockDetailPreview 반영
+ * @see features/dashboard/hooks/use-holdings-realtime.ts 보유종목 실시간 체결 구독
+ */
+function mergeHoldingsWithRealtime(
+  holdings: DashboardHoldingItem[],
+  realtimeHoldings: Record<string, KisRealtimeStockTick>,
+) {
+  if (holdings.length === 0 || Object.keys(realtimeHoldings).length === 0) {
+    return holdings;
+  }
+
+  return holdings.map((item) => {
+    const tick = realtimeHoldings[item.symbol];
+    if (!tick) return item;
+
+    const currentPrice = tick.currentPrice;
+    const purchaseAmount = item.averagePrice * item.quantity;
+    const evaluationAmount = currentPrice * item.quantity;
+    const profitLoss = evaluationAmount - purchaseAmount;
+    const profitRate = purchaseAmount > 0 ? (profitLoss / purchaseAmount) * 100 : 0;
+
+    return {
+      ...item,
+      currentPrice,
+      evaluationAmount,
+      profitLoss,
+      profitRate,
+    };
+  });
+}
+
+/**
+ * @description 실시간 보유종목 기준으로 대시보드 요약(총자산/손익)을 일관되게 재계산합니다.
+ * @param summary REST API 요약 값
+ * @param holdings 실시간 병합된 보유종목
+ * @returns 재계산된 요약 값
+ * @remarks UI 흐름: DashboardContainer -> buildRealtimeSummary -> StatusHeader 카드 반영
+ * @see features/dashboard/components/StatusHeader.tsx 상단 요약 렌더링
+ */
+function buildRealtimeSummary(
+  summary: DashboardBalanceSummary | null,
+  holdings: DashboardHoldingItem[],
+) {
+  if (!summary) return null;
+  if (holdings.length === 0) return summary;
+
+  const evaluationAmount = holdings.reduce(
+    (total, item) => total + item.evaluationAmount,
+    0,
+  );
+  const purchaseAmount = holdings.reduce(
+    (total, item) => total + item.averagePrice * item.quantity,
+    0,
+  );
+  const totalProfitLoss = evaluationAmount - purchaseAmount;
+  const totalProfitRate =
+    purchaseAmount > 0 ? (totalProfitLoss / purchaseAmount) * 100 : 0;
+
+  const evaluationDelta = evaluationAmount - summary.evaluationAmount;
+  const baseTotalAmount =
+    summary.apiReportedNetAssetAmount > 0
+      ? summary.apiReportedNetAssetAmount
+      : summary.totalAmount;
+
+  // 실시간은 "기준 순자산 + 평가금 증감분"으로만 반영합니다.
+  const totalAmount = Math.max(baseTotalAmount + evaluationDelta, 0);
+  const netAssetAmount = totalAmount;
+  const cashBalance = Math.max(totalAmount - evaluationAmount, 0);
+
+  return {
+    ...summary,
+    totalAmount,
+    netAssetAmount,
+    cashBalance,
+    evaluationAmount,
+    purchaseAmount,
+    totalProfitLoss,
+    totalProfitRate,
+  } satisfies DashboardBalanceSummary;
+}
--- a/features/dashboard/components/HoldingsList.tsx
+++ b/features/dashboard/components/HoldingsList.tsx
@@ -1,5 +1,17 @@
+/**
+ * @file HoldingsList.tsx
+ * @description 대시보드 좌측 영역의 보유 종목 리스트 컴포넌트
+ * @remarks
+ * - [레이어] Components / UI
+ * - [사용자 행동] 종목 리스트 스크롤 -> 특정 종목 클릭(선택) -> 우측 상세 프레뷰 갱신
+ * - [데이터 흐름] DashboardContainer(mergedHoldings) -> HoldingsList -> HoldingItemRow -> onSelect(Callback)
+ * - [연관 파일] DashboardContainer.tsx, dashboard.types.ts, use-price-flash.ts
+ * @author jihoon87.lee
+ */
 import { AlertCircle, Wallet2 } from "lucide-react";
+import { RefreshCcw } from "lucide-react";
 import { ScrollArea } from "@/components/ui/scroll-area";
+import { Button } from "@/components/ui/button";
 import {
  Card,
  CardContent,
@@ -14,30 +26,43 @@ import {
  getChangeToneClass,
 } from "@/features/dashboard/utils/dashboard-format";
 import { cn } from "@/lib/utils";
+import { usePriceFlash } from "@/features/dashboard/hooks/use-price-flash";

 interface HoldingsListProps {
+  /** 보유 종목 데이터 리스트 (실시간 시세 병합됨) */
  holdings: DashboardHoldingItem[];
+  /** 현재 선택된 종목의 심볼 (없으면 null) */
  selectedSymbol: string | null;
+  /** 데이터 로딩 상태 */
  isLoading: boolean;
+  /** 에러 메시지 (없으면 null) */
  error: string | null;
+  /** 섹션 재조회 핸들러 */
+  onRetry?: () => void;
+  /** 종목 선택 시 호출되는 핸들러 */
  onSelect: (symbol: string) => void;
 }

 /**
- * @description 보유 종목 리스트 카드입니다.
- * @see features/dashboard/components/DashboardContainer.tsx 좌측 메인 영역에서 호출합니다.
+ * [컴포넌트] 보유 종목 리스트
+ * 사용자의 잔고 정보를 바탕으로 실시간 시세가 반영된 종목 카드 목록을 렌더링합니다.
+ *
+ * @param props HoldingsListProps
+ * @see DashboardContainer.tsx - 좌측 메인 영역에서 실시간 병합 데이터를 전달받아 호출
+ * @see DashboardContainer.tsx - setSelectedSymbol 핸들러를 onSelect로 전달
 */
 export function HoldingsList({
  holdings,
  selectedSymbol,
  isLoading,
  error,
+  onRetry,
  onSelect,
 }: HoldingsListProps) {
  return (
-    <Card>
+    <Card className="h-full">
+      {/* ========== 카드 헤더: 타이틀 및 설명 ========== */}
      <CardHeader className="pb-3">
-        {/* ========== TITLE ========== */}
        <CardTitle className="flex items-center gap-2 text-base">
          <Wallet2 className="h-4 w-4 text-brand-600 dark:text-brand-400" />
          보유 종목
@@ -47,76 +72,57 @@ export function HoldingsList({
        </CardDescription>
      </CardHeader>

+      {/* ========== 카드 본문: 상태별 메시지 및 리스트 ========== */}
      <CardContent>
+        {/* 로딩 중 상태 (데이터가 아직 없는 경우) */}
        {isLoading && holdings.length === 0 && (
-          <p className="text-sm text-muted-foreground">보유 종목을 불러오는 중입니다.</p>
-        )}
-
-        {error && (
-          <p className="mb-2 flex items-start gap-1.5 text-sm text-red-600 dark:text-red-400">
-            <AlertCircle className="mt-0.5 h-4 w-4 shrink-0" />
-            <span>{error}</span>
+          <p className="text-sm text-muted-foreground">
+            보유 종목을 불러오는 중입니다.
          </p>
        )}

+        {/* 에러 발생 상태 */}
+        {error && (
+          <div className="mb-2 rounded-md border border-red-200 bg-red-50/60 p-2.5 dark:border-red-900/40 dark:bg-red-950/20">
+            <p className="flex items-start gap-1.5 text-sm text-red-600 dark:text-red-400">
+              <AlertCircle className="mt-0.5 h-4 w-4 shrink-0" />
+              <span>{error}</span>
+            </p>
+            <p className="mt-1 text-xs text-red-700/80 dark:text-red-300/80">
+              한국투자증권 API가 일시적으로 불안정할 수 있습니다. 잠시 후 다시 시도해 주세요.
+            </p>
+            {onRetry ? (
+              <Button
+                type="button"
+                size="sm"
+                variant="outline"
+                onClick={onRetry}
+                className="mt-2 border-red-300 text-red-700 hover:bg-red-100 dark:border-red-700 dark:text-red-300 dark:hover:bg-red-900/40"
+              >
+                <RefreshCcw className="mr-1.5 h-3.5 w-3.5" />
+                보유종목 다시 불러오기
+              </Button>
+            ) : null}
+          </div>
+        )}
+
+        {/* 데이터 없음 상태 */}
        {!isLoading && holdings.length === 0 && !error && (
          <p className="text-sm text-muted-foreground">보유 종목이 없습니다.</p>
        )}

+        {/* 종목 리스트 렌더링 영역 */}
        {holdings.length > 0 && (
          <ScrollArea className="h-[420px] pr-3">
            <div className="space-y-2">
-              {holdings.map((holding) => {
-                const isSelected = selectedSymbol === holding.symbol;
-                const toneClass = getChangeToneClass(holding.profitLoss);
-
-                return (
-                  <button
+              {holdings.map((holding) => (
+                <HoldingItemRow
                  key={holding.symbol}
-                    type="button"
-                    onClick={() => onSelect(holding.symbol)}
-                    className={cn(
-                      "w-full rounded-xl border px-3 py-3 text-left transition-all",
-                      isSelected
-                        ? "border-brand-400 bg-brand-50/60 ring-1 ring-brand-300 dark:border-brand-600 dark:bg-brand-900/20 dark:ring-brand-700"
-                        : "border-border/70 bg-background hover:border-brand-200 hover:bg-brand-50/30 dark:hover:border-brand-700 dark:hover:bg-brand-900/15",
-                    )}
-                  >
-                    {/* ========== ROW TOP ========== */}
-                    <div className="flex items-center justify-between gap-2">
-                      <div>
-                        <p className="text-sm font-semibold text-foreground">
-                          {holding.name}
-                        </p>
-                        <p className="text-xs text-muted-foreground">
-                          {holding.symbol} · {holding.market} · {holding.quantity}주
-                        </p>
-                      </div>
-                      <div className="text-right">
-                        <p className="text-sm font-semibold text-foreground">
-                          {formatCurrency(holding.currentPrice)}원
-                        </p>
-                        <p className={cn("text-xs font-medium", toneClass)}>
-                          {formatPercent(holding.profitRate)}
-                        </p>
-                      </div>
-                    </div>
-
-                    {/* ========== ROW BOTTOM ========== */}
-                    <div className="mt-2 grid grid-cols-3 gap-1 text-xs">
-                      <span className="text-muted-foreground">
-                        평균 매수가 {formatCurrency(holding.averagePrice)}원
-                      </span>
-                      <span className="text-muted-foreground">
-                        현재 평가금액 {formatCurrency(holding.evaluationAmount)}원
-                      </span>
-                      <span className={cn("text-right font-medium", toneClass)}>
-                        현재 손익 {formatCurrency(holding.profitLoss)}원
-                      </span>
-                    </div>
-                  </button>
-                );
-              })}
+                  holding={holding}
+                  isSelected={selectedSymbol === holding.symbol}
+                  onSelect={onSelect}
+                />
+              ))}
            </div>
          </ScrollArea>
        )}
@@ -124,3 +130,99 @@ export function HoldingsList({
    </Card>
  );
 }
+
+interface HoldingItemRowProps {
+  /** 개별 종목 정보 */
+  holding: DashboardHoldingItem;
+  /** 선택 여부 */
+  isSelected: boolean;
+  /** 클릭 핸들러 */
+  onSelect: (symbol: string) => void;
+}
+
+/**
+ * [컴포넌트] 보유 종목 개별 행 (아이템)
+ * 종목의 기본 정보와 실시간 시세, 현재 손익 상태를 표시합니다.
+ *
+ * @param props HoldingItemRowProps
+ * @see HoldingsList.tsx - holdings.map 내에서 호출
+ * @see use-price-flash.ts - 현재가 변경 감지 및 애니메이션 효과 트리거
+ */
+function HoldingItemRow({
+  holding,
+  isSelected,
+  onSelect,
+}: HoldingItemRowProps) {
+  // [State/Hook] 현재가 기반 가격 반짝임 효과 상태 관리
+  // @see use-price-flash.ts - 현재가 변경 감지 시 symbol을 기준으로 이펙트 발생 여부 결정
+  const flash = usePriceFlash(holding.currentPrice, holding.symbol);
+
+  // [UI] 손익 상태에 따른 텍스트 색상 클래스 결정 (상승: red, 하락: blue)
+  const toneClass = getChangeToneClass(holding.profitLoss);
+
+  return (
+    <button
+      type="button"
+      // [Step 1] 종목 클릭 시 부모의 선택 핸들러 호출
+      onClick={() => onSelect(holding.symbol)}
+      className={cn(
+        "w-full rounded-xl border px-3 py-3 text-left transition-all relative overflow-hidden",
+        isSelected
+          ? "border-brand-400 bg-brand-50/60 ring-1 ring-brand-300 dark:border-brand-600 dark:bg-brand-900/20 dark:ring-brand-700"
+          : "border-border/70 bg-background hover:border-brand-200 hover:bg-brand-50/30 dark:hover:border-brand-700 dark:hover:bg-brand-900/15",
+      )}
+    >
+      {/* ========== 행 상단: 종목명, 심볼 및 현재가 정보 ========== */}
+      <div className="flex items-center justify-between gap-2">
+        <div>
+          {/* 종목명 및 기본 정보 */}
+          <p className="text-sm font-semibold text-foreground">
+            {holding.name}
+          </p>
+          <p className="text-xs text-muted-foreground">
+            {holding.symbol} · {holding.market} · {holding.quantity}주
+          </p>
+        </div>
+
+        <div className="text-right">
+          <div className="relative inline-flex items-center justify-end gap-1">
+            {/* 시세 변동 애니메이션 (Flash) 표시 영역 */}
+            {flash && (
+              <span
+                key={flash.id}
+                className={cn(
+                  "pointer-events-none absolute -left-12 top-0 whitespace-nowrap text-xs font-bold animate-in fade-in slide-in-from-bottom-1 fill-mode-forwards duration-300",
+                  flash.type === "up" ? "text-red-500" : "text-blue-500",
+                )}
+              >
+                {flash.type === "up" ? "+" : ""}
+                {flash.val.toLocaleString()}
+              </span>
+            )}
+            {/* 실시간 현재가 */}
+            <p className="text-sm font-semibold text-foreground transition-colors duration-300">
+              {formatCurrency(holding.currentPrice)}원
+            </p>
+          </div>
+          {/* 실시간 수익률 */}
+          <p className={cn("text-xs font-medium", toneClass)}>
+            {formatPercent(holding.profitRate)}
+          </p>
+        </div>
+      </div>
+
+      {/* ========== 행 하단: 평단가, 평가액 및 실시간 손익 ========== */}
+      <div className="mt-2 grid grid-cols-3 gap-1 text-xs">
+        <span className="text-muted-foreground">
+          평균 {formatCurrency(holding.averagePrice)}원
+        </span>
+        <span className="text-muted-foreground">
+          평가 {formatCurrency(holding.evaluationAmount)}원
+        </span>
+        <span className={cn("text-right font-medium", toneClass)}>
+          손익 {formatCurrency(holding.profitLoss)}원
+        </span>
+      </div>
+    </button>
+  );
+}
--- a/features/dashboard/components/MarketSummary.tsx
+++ b/features/dashboard/components/MarketSummary.tsx
@@ -1,4 +1,5 @@
-import { AlertCircle, BarChart3 } from "lucide-react";
+import { BarChart3, TrendingDown, TrendingUp } from "lucide-react";
+import { RefreshCcw } from "lucide-react";
 import {
  Card,
  CardContent,
@@ -7,79 +8,185 @@ import {
  CardTitle,
 } from "@/components/ui/card";
 import type { DashboardMarketIndexItem } from "@/features/dashboard/types/dashboard.types";
+import { Button } from "@/components/ui/button";
 import {
  formatCurrency,
  formatSignedCurrency,
  formatSignedPercent,
-  getChangeToneClass,
 } from "@/features/dashboard/utils/dashboard-format";
 import { cn } from "@/lib/utils";
+import { usePriceFlash } from "@/features/dashboard/hooks/use-price-flash";

 interface MarketSummaryProps {
  items: DashboardMarketIndexItem[];
  isLoading: boolean;
  error: string | null;
+  warning?: string | null;
+  isRealtimePending?: boolean;
+  onRetry?: () => void;
 }

 /**
 * @description 코스피/코스닥 지수 요약 카드입니다.
 * @see features/dashboard/components/DashboardContainer.tsx 우측 상단 영역에서 호출합니다.
 */
-export function MarketSummary({ items, isLoading, error }: MarketSummaryProps) {
+export function MarketSummary({
+  items,
+  isLoading,
+  error,
+  warning = null,
+  isRealtimePending = false,
+  onRetry,
+}: MarketSummaryProps) {
  return (
-    <Card className="border-brand-200/80 dark:border-brand-800/45">
-      <CardHeader className="pb-3">
-        {/* ========== TITLE ========== */}
-        <CardTitle className="flex items-center gap-2 text-base">
-          <BarChart3 className="h-4 w-4 text-brand-600 dark:text-brand-400" />
+    <Card className="overflow-hidden border-brand-200/80 bg-linear-to-br from-brand-50/50 to-background dark:border-brand-800/45 dark:from-brand-950/20 dark:to-background">
+      <CardHeader className="pb-2">
+        <div className="flex items-center justify-between">
+          <CardTitle className="flex items-center gap-2 text-base text-brand-700 dark:text-brand-300">
+            <BarChart3 className="h-4 w-4" />
            시장 지수
          </CardTitle>
-        <CardDescription>
-          코스피/코스닥 지수 움직임을 보여줍니다.
-        </CardDescription>
+        </div>
+        <CardDescription>실시간 코스피/코스닥 지수 현황입니다.</CardDescription>
      </CardHeader>

-      <CardContent className="space-y-2">
+      <CardContent className="grid gap-3 sm:grid-cols-2 lg:grid-cols-1 xl:grid-cols-2">
+        {/* ========== LOADING STATE ========== */}
        {isLoading && items.length === 0 && (
-          <p className="text-sm text-muted-foreground">지수 데이터를 불러오는 중입니다.</p>
+          <div className="col-span-full py-4 text-center text-sm text-muted-foreground animate-pulse">
+            지수 데이터를 불러오는 중입니다...
+          </div>
        )}

+        {/* ========== REALTIME PENDING STATE ========== */}
+        {isRealtimePending && items.length === 0 && !isLoading && !error && (
+          <div className="col-span-full rounded-md bg-amber-50 p-3 text-sm text-amber-700 dark:bg-amber-950/25 dark:text-amber-400">
+            실시간 시세 연결은 완료되었고 첫 지수 데이터를 기다리는 중입니다.
+          </div>
+        )}
+
+        {/* ========== ERROR/WARNING STATE ========== */}
        {error && (
-          <p className="flex items-center gap-1.5 text-sm text-red-600 dark:text-red-400">
-            <AlertCircle className="h-4 w-4" />
-            {error}
+          <div className="col-span-full rounded-md bg-red-50 p-3 text-sm text-red-600 dark:bg-red-950/30 dark:text-red-400">
+            <p>지수 정보를 가져오는데 실패했습니다.</p>
+            <p className="mt-1 text-xs opacity-80">
+              {toCompactErrorMessage(error)}
            </p>
+            <p className="mt-1 text-xs opacity-80">
+              토큰이 정상이어도 한국투자증권 API 점검/지연 시 일시적으로 실패할 수 있습니다.
+            </p>
+            {onRetry ? (
+              <Button
+                type="button"
+                size="sm"
+                variant="outline"
+                onClick={onRetry}
+                className="mt-2 border-red-300 text-red-700 hover:bg-red-100 dark:border-red-700 dark:text-red-300 dark:hover:bg-red-900/40"
+              >
+                <RefreshCcw className="mr-1.5 h-3.5 w-3.5" />
+                지수 다시 불러오기
+              </Button>
+            ) : null}
+          </div>
+        )}
+        {!error && warning && (
+          <div className="col-span-full rounded-md bg-amber-50 p-3 text-sm text-amber-700 dark:bg-amber-950/25 dark:text-amber-400">
+            {warning}
+          </div>
        )}

-        {items.map((item) => {
-          const toneClass = getChangeToneClass(item.change);
-
-          return (
-            <div
-              key={item.code}
-              className="rounded-xl border border-border/70 bg-background/70 px-3 py-2"
-            >
-              <div className="flex items-end justify-between">
-                <div>
-                  <p className="text-xs text-muted-foreground">{item.market}</p>
-                  <p className="text-sm font-semibold text-foreground">{item.name}</p>
-                </div>
-                <p className="text-lg font-semibold tracking-tight">
-                  {formatCurrency(item.price)}
-                </p>
-              </div>
-              <div className={cn("mt-1 flex items-center gap-2 text-xs font-medium", toneClass)}>
-                <span>{formatSignedCurrency(item.change)}</span>
-                <span>{formatSignedPercent(item.changeRate)}</span>
-              </div>
-            </div>
-          );
-        })}
+        {/* ========== INDEX CARDS ========== */}
+        {items.map((item) => (
+          <IndexItem key={item.code} item={item} />
+        ))}

        {!isLoading && items.length === 0 && !error && (
-          <p className="text-sm text-muted-foreground">표시할 지수 데이터가 없습니다.</p>
+          <div className="col-span-full py-4 text-center text-sm text-muted-foreground">
+            표시할 데이터가 없습니다.
+          </div>
        )}
      </CardContent>
    </Card>
  );
 }
+
+/**
+ * @description 길고 복잡한 서버 오류를 대시보드 카드에 맞는 짧은 문구로 축약합니다.
+ * @param error 원본 오류 문자열
+ * @returns 화면 노출용 오류 메시지
+ * @see features/dashboard/components/MarketSummary.tsx 지수 오류 배너 상세 문구
+ */
+function toCompactErrorMessage(error: string) {
+  const normalized = error.replaceAll(/\s+/g, " ").trim();
+  if (!normalized) return "잠시 후 다시 시도해 주세요.";
+  if (normalized.length <= 120) return normalized;
+  return `${normalized.slice(0, 120)}...`;
+}
+
+function IndexItem({ item }: { item: DashboardMarketIndexItem }) {
+  const isUp = item.change > 0;
+  const isDown = item.change < 0;
+  const toneClass = isUp
+    ? "text-red-600 dark:text-red-400"
+    : isDown
+      ? "text-blue-600 dark:text-blue-400"
+      : "text-muted-foreground";
+
+  const bgClass = isUp
+    ? "bg-red-50/50 dark:bg-red-950/10 border-red-100 dark:border-red-900/30"
+    : isDown
+      ? "bg-blue-50/50 dark:bg-blue-950/10 border-blue-100 dark:border-blue-900/30"
+      : "bg-muted/50 border-border/50";
+
+  const flash = usePriceFlash(item.price, item.code);
+
+  return (
+    <div
+      className={cn(
+        "relative flex flex-col justify-between rounded-xl border p-4 transition-all hover:bg-background/80",
+        bgClass,
+      )}
+    >
+      <div className="flex items-center justify-between">
+        <span className="text-sm font-medium text-muted-foreground">
+          {item.market}
+        </span>
+        {isUp ? (
+          <TrendingUp className="h-4 w-4 text-red-500/70" />
+        ) : isDown ? (
+          <TrendingDown className="h-4 w-4 text-blue-500/70" />
+        ) : null}
+      </div>
+
+      <div className="mt-2 text-2xl font-bold tracking-tight relative w-fit">
+        {formatCurrency(item.price)}
+
+        {/* Flash Indicator */}
+        {flash && (
+          <div
+            key={flash.id} // Force re-render for animation restart using state ID
+            className={cn(
+              "absolute left-full top-1 ml-2 text-sm font-bold animate-out fade-out slide-out-to-top-2 duration-1000 fill-mode-forwards pointer-events-none whitespace-nowrap",
+              flash.type === "up" ? "text-red-500" : "text-blue-500",
+            )}
+          >
+            {flash.type === "up" ? "+" : ""}
+            {flash.val.toFixed(2)}
+          </div>
+        )}
+      </div>
+
+      <div
+        className={cn(
+          "mt-1 flex items-center gap-2 text-sm font-medium",
+          toneClass,
+        )}
+      >
+        <span>{formatSignedCurrency(item.change)}</span>
+        <span className="rounded-md bg-background/50 px-1.5 py-0.5 text-xs shadow-sm">
+          {formatSignedPercent(item.changeRate)}
+        </span>
+      </div>
+    </div>
+  );
+}
--- a/features/dashboard/components/StatusHeader.tsx
+++ b/features/dashboard/components/StatusHeader.tsx
@@ -5,7 +5,8 @@ import { Card, CardContent } from "@/components/ui/card";
 import type { DashboardBalanceSummary } from "@/features/dashboard/types/dashboard.types";
 import {
  formatCurrency,
-  formatPercent,
+  formatSignedCurrency,
+  formatSignedPercent,
  getChangeToneClass,
 } from "@/features/dashboard/utils/dashboard-format";
 import { cn } from "@/lib/utils";
@@ -14,6 +15,7 @@ interface StatusHeaderProps {
  summary: DashboardBalanceSummary | null;
  isKisRestConnected: boolean;
  isWebSocketReady: boolean;
+  isRealtimePending: boolean;
  isProfileVerified: boolean;
  verifiedAccountNo: string | null;
  isRefreshing: boolean;
@@ -29,6 +31,7 @@ export function StatusHeader({
  summary,
  isKisRestConnected,
  isWebSocketReady,
+  isRealtimePending,
  isProfileVerified,
  verifiedAccountNo,
  isRefreshing,
@@ -41,6 +44,20 @@ export function StatusHeader({
        hour12: false,
      })
    : "--:--:--";
+  const hasApiTotalAmount =
+    Boolean(summary) && (summary?.apiReportedTotalAmount ?? 0) > 0;
+  const hasApiNetAssetAmount =
+    Boolean(summary) && (summary?.apiReportedNetAssetAmount ?? 0) > 0;
+  const isApiTotalAmountDifferent =
+    Boolean(summary) &&
+    Math.abs(
+      (summary?.apiReportedTotalAmount ?? 0) - (summary?.totalAmount ?? 0),
+    ) >= 1;
+  const realtimeStatusLabel = isWebSocketReady
+    ? isRealtimePending
+      ? "수신 대기중"
+      : "연결됨"
+    : "미연결";

  return (
    <Card className="relative overflow-hidden border-brand-200 shadow-sm dark:border-brand-800/50">
@@ -50,32 +67,61 @@ export function StatusHeader({
      <CardContent className="relative grid gap-3 p-4 md:grid-cols-[1fr_1fr_1fr_auto]">
        {/* ========== TOTAL ASSET ========== */}
        <div className="rounded-xl border border-border/70 bg-background/90 px-4 py-3">
-          <p className="text-xs font-medium text-muted-foreground">총 자산</p>
+          <p className="text-xs font-medium text-muted-foreground">내 자산 (순자산 실시간)</p>
          <p className="mt-1 text-xl font-semibold tracking-tight">
            {summary ? `${formatCurrency(summary.totalAmount)}원` : "-"}
          </p>
          <p className="mt-1 text-xs text-muted-foreground">
-            예수금 {summary ? `${formatCurrency(summary.cashBalance)}원` : "-"}
+            현금(예수금) {summary ? `${formatCurrency(summary.cashBalance)}원` : "-"}
          </p>
          <p className="mt-1 text-xs text-muted-foreground">
-            실제 자산 {summary ? `${formatCurrency(summary.netAssetAmount)}원` : "-"}
+            주식 평가금{" "}
+            {summary ? `${formatCurrency(summary.evaluationAmount)}원` : "-"}
          </p>
+          <p className="mt-1 text-xs text-muted-foreground">
+            총예수금(KIS){" "}
+            {summary ? `${formatCurrency(summary.totalDepositAmount)}원` : "-"}
+          </p>
+          <p className="mt-1 text-[11px] text-muted-foreground/80">
+            총예수금은 결제 대기 금액이 포함될 수 있어 체감 현금과 다를 수 있습니다.
+          </p>
+          <p className="mt-1 text-xs text-muted-foreground">
+            순자산(대출 반영){" "}
+            {summary ? `${formatCurrency(summary.netAssetAmount)}원` : "-"}
+          </p>
+          {hasApiTotalAmount && isApiTotalAmountDifferent ? (
+            <p className="mt-1 text-xs text-muted-foreground">
+              KIS 집계 총자산 {formatCurrency(summary?.apiReportedTotalAmount ?? 0)}원
+            </p>
+          ) : null}
+          {hasApiNetAssetAmount ? (
+            <p className="mt-1 text-xs text-muted-foreground">
+              KIS 집계 순자산 {formatCurrency(summary?.apiReportedNetAssetAmount ?? 0)}원
+            </p>
+          ) : null}
        </div>

        {/* ========== PROFIT/LOSS ========== */}
        <div className="rounded-xl border border-border/70 bg-background/90 px-4 py-3">
          <p className="text-xs font-medium text-muted-foreground">현재 손익</p>
-          <p className={cn("mt-1 text-xl font-semibold tracking-tight", toneClass)}>
-            {summary ? `${formatCurrency(summary.totalProfitLoss)}원` : "-"}
+          <p
+            className={cn(
+              "mt-1 text-xl font-semibold tracking-tight",
+              toneClass,
+            )}
+          >
+            {summary ? `${formatSignedCurrency(summary.totalProfitLoss)}원` : "-"}
          </p>
          <p className={cn("mt-1 text-xs font-medium", toneClass)}>
-            {summary ? formatPercent(summary.totalProfitRate) : "-"}
+            {summary ? formatSignedPercent(summary.totalProfitRate) : "-"}
          </p>
          <p className="mt-1 text-xs text-muted-foreground">
-            현재 평가금액 {summary ? `${formatCurrency(summary.evaluationAmount)}원` : "-"}
+            현재 평가금액{" "}
+            {summary ? `${formatCurrency(summary.evaluationAmount)}원` : "-"}
          </p>
          <p className="mt-1 text-xs text-muted-foreground">
-            총 매수금액 {summary ? `${formatCurrency(summary.purchaseAmount)}원` : "-"}
+            총 매수금액{" "}
+            {summary ? `${formatCurrency(summary.purchaseAmount)}원` : "-"}
          </p>
        </div>

@@ -98,12 +144,14 @@ export function StatusHeader({
              className={cn(
                "inline-flex items-center gap-1 rounded-full px-2 py-1",
                isWebSocketReady
-                  ? "bg-emerald-500/10 text-emerald-600 dark:text-emerald-400"
+                  ? isRealtimePending
+                    ? "bg-amber-500/10 text-amber-700 dark:text-amber-400"
+                    : "bg-emerald-500/10 text-emerald-600 dark:text-emerald-400"
                  : "bg-muted text-muted-foreground",
              )}
            >
              <Activity className="h-3.5 w-3.5" />
-              실시간 시세 {isWebSocketReady ? "연결됨" : "미연결"}
+              실시간 시세 {realtimeStatusLabel}
            </span>
            <span
              className={cn(
@@ -129,7 +177,7 @@ export function StatusHeader({
        </div>

        {/* ========== QUICK ACTIONS ========== */}
-        <div className="flex items-end gap-2 md:flex-col md:items-stretch md:justify-between">
+        <div className="flex flex-col gap-2 sm:flex-row md:flex-col md:items-stretch md:justify-center">
          <Button
            type="button"
            variant="outline"
@@ -138,16 +186,16 @@ export function StatusHeader({
            className="w-full border-brand-200 text-brand-700 hover:bg-brand-50 dark:border-brand-700 dark:text-brand-300 dark:hover:bg-brand-900/30"
          >
            <RefreshCcw
-              className={cn("h-4 w-4", isRefreshing ? "animate-spin" : "")}
+              className={cn("h-4 w-4 mr-2", isRefreshing ? "animate-spin" : "")}
            />
            지금 다시 불러오기
          </Button>
          <Button
            asChild
-            className="w-full bg-brand-600 text-white hover:bg-brand-700"
+            className="w-full bg-brand-600 text-white hover:bg-brand-700 dark:bg-brand-600 dark:text-white dark:hover:bg-brand-500"
          >
            <Link href="/settings">
-              <Settings2 className="h-4 w-4" />
+              <Settings2 className="h-4 w-4 mr-2" />
              연결 설정
            </Link>
          </Button>
--- a/features/dashboard/components/StockDetailPreview.tsx
+++ b/features/dashboard/components/StockDetailPreview.tsx
@@ -1,4 +1,14 @@
-import { BarChartBig, MousePointerClick } from "lucide-react";
+/**
+ * @file StockDetailPreview.tsx
+ * @description 대시보드 우측 영역의 선택 종목 상세 정보 및 실시간 시세 반영 컴포넌트
+ * @remarks
+ * - [레이어] Components / UI
+ * - [사용자 행동] 종목 리스트에서 항목 선택 -> 상세 정보 조회 -> 실시간 시세 변동 확인
+ * - [데이터 흐름] DashboardContainer(realtimeSelectedHolding) -> StockDetailPreview -> Metric(UI)
+ * - [연관 파일] DashboardContainer.tsx, dashboard.types.ts, use-price-flash.ts
+ * @author jihoon87.lee
+ */
+import { BarChartBig, ExternalLink, MousePointerClick } from "lucide-react";
 import {
  Card,
  CardContent,
@@ -6,6 +16,8 @@ import {
  CardHeader,
  CardTitle,
 } from "@/components/ui/card";
+import { useRouter } from "next/navigation";
+import { usePriceFlash } from "@/features/dashboard/hooks/use-price-flash";
 import type { DashboardHoldingItem } from "@/features/dashboard/types/dashboard.types";
 import {
  formatCurrency,
@@ -15,18 +27,30 @@ import {
 import { cn } from "@/lib/utils";

 interface StockDetailPreviewProps {
+  /** 선택된 종목 정보 (없으면 null) */
  holding: DashboardHoldingItem | null;
+  /** 현재 총 자산 (비중 계산용) */
  totalAmount: number;
 }

 /**
- * @description 선택 종목 상세 요약 카드입니다.
- * @see features/dashboard/components/DashboardContainer.tsx HoldingsList 선택 결과를 전달받아 렌더링합니다.
+ * [컴포넌트] 선택 종목 상세 요약 카드
+ * 대시보드에서 선택된 특정 종목의 매입가, 현재가, 수익률 등 상세 지표를 실시간으로 보여줍니다.
+ *
+ * @param props StockDetailPreviewProps
+ * @see DashboardContainer.tsx - HoldingsList 선택 결과를 실시간 데이터로 전달받아 렌더링
 */
 export function StockDetailPreview({
  holding,
  totalAmount,
 }: StockDetailPreviewProps) {
+  const router = useRouter();
+  // [State/Hook] 실시간 가격 변동 애니메이션 상태 관리
+  // @remarks 종목이 선택되지 않았을 때를 대비해 safe value(0)를 전달하며, 종목 변경 시 효과를 초기화하도록 symbol 전달
+  const currentPrice = holding?.currentPrice ?? 0;
+  const priceFlash = usePriceFlash(currentPrice, holding?.symbol);
+
+  // [Step 1] 종목이 선택되지 않은 경우 초기 안내 화면 렌더링
  if (!holding) {
    return (
      <Card>
@@ -48,29 +72,67 @@ export function StockDetailPreview({
    );
  }

+  // [Step 2] 수익/손실 여부에 따른 UI 톤(색상) 결정
  const profitToneClass = getChangeToneClass(holding.profitLoss);
+
+  // [Step 3] 총 자산 대비 비중 계산
  const allocationRate =
-    totalAmount > 0 ? Math.min((holding.evaluationAmount / totalAmount) * 100, 100) : 0;
+    totalAmount > 0
+      ? Math.min((holding.evaluationAmount / totalAmount) * 100, 100)
+      : 0;

  return (
    <Card>
+      {/* ========== 카드 헤더: 종목명 및 기본 정보 ========== */}
      <CardHeader className="pb-3">
-        {/* ========== TITLE ========== */}
        <CardTitle className="flex items-center gap-2 text-base">
          <BarChartBig className="h-4 w-4 text-brand-600 dark:text-brand-400" />
          선택 종목 정보
        </CardTitle>
-        <CardDescription>
-          {holding.name} ({holding.symbol}) · {holding.market}
+        <CardDescription className="flex items-center gap-1.5 flex-wrap">
+          <button
+            type="button"
+            onClick={() =>
+              router.push(
+                `/trade?symbol=${holding.symbol}&name=${encodeURIComponent(holding.name)}`,
+              )
+            }
+            className={cn(
+              "group flex items-center gap-1.5 rounded-md border border-brand-200 bg-brand-50 px-2 py-0.5",
+              "text-sm font-bold text-brand-700 transition-all cursor-pointer",
+              "hover:border-brand-400 hover:bg-brand-100 hover:shadow-sm",
+              "dark:border-brand-800/60 dark:bg-brand-900/40 dark:text-brand-400 dark:hover:border-brand-600 dark:hover:bg-brand-900/60",
+            )}
+            title={`${holding.name} 종목 상세 거래로 이동`}
+          >
+            <span className="truncate">{holding.name}</span>
+            <span className="text-[10px] font-medium opacity-70">
+              ({holding.symbol})
+            </span>
+            <ExternalLink className="h-3 w-3 transition-transform group-hover:translate-x-0.5 group-hover:-translate-y-0.5" />
+          </button>
+          <span className="text-xs text-muted-foreground">
+            · {holding.market}
+          </span>
        </CardDescription>
      </CardHeader>

      <CardContent className="space-y-4">
-        {/* ========== PRIMARY METRICS ========== */}
+        {/* ========== 실시간 주요 지표 영역 (Grid) ========== */}
        <div className="grid grid-cols-2 gap-2 text-sm">
-          <Metric label="보유 수량" value={`${holding.quantity.toLocaleString("ko-KR")}주`} />
-          <Metric label="매입 평균가" value={`${formatCurrency(holding.averagePrice)}원`} />
-          <Metric label="현재가" value={`${formatCurrency(holding.currentPrice)}원`} />
+          <Metric
+            label="보유 수량"
+            value={`${holding.quantity.toLocaleString("ko-KR")}주`}
+          />
+          <Metric
+            label="매입 평균가"
+            value={`${formatCurrency(holding.averagePrice)}원`}
+          />
+          <Metric
+            label="현재가"
+            value={`${formatCurrency(holding.currentPrice)}원`}
+            flash={priceFlash}
+          />
          <Metric
            label="수익률"
            value={formatPercent(holding.profitRate)}
@@ -87,7 +149,7 @@ export function StockDetailPreview({
          />
        </div>

-        {/* ========== ALLOCATION BAR ========== */}
+        {/* ========== 자산 비중 그래프 영역 ========== */}
        <div className="rounded-xl border border-border/70 bg-background/70 p-3">
          <div className="flex items-center justify-between text-xs text-muted-foreground">
            <span>총 자산 대비 비중</span>
@@ -101,7 +163,7 @@ export function StockDetailPreview({
          </div>
        </div>

-        {/* ========== QUICK ORDER PLACEHOLDER ========== */}
+        {/* ========== 추가 기능 예고 영역 (Placeholder) ========== */}
        <div className="rounded-xl border border-dashed border-border/80 bg-muted/30 p-3">
          <p className="flex items-center gap-1.5 text-sm font-medium text-foreground/80">
            <MousePointerClick className="h-4 w-4 text-brand-500" />
@@ -117,23 +179,48 @@ export function StockDetailPreview({
 }

 interface MetricProps {
+  /** 지표 레이블 */
  label: string;
+  /** 표시될 값 */
  value: string;
+  /** 값 텍스트 추가 스타일 */
  valueClassName?: string;
+  /** 가격 변동 애니메이션 상태 */
+  flash?: { type: "up" | "down"; val: number; id: number } | null;
 }

 /**
- * @description 상세 카드에서 공통으로 사용하는 지표 행입니다.
- * @param label 지표명
- * @param value 지표값
- * @param valueClassName 값 텍스트 색상 클래스
- * @see features/dashboard/components/StockDetailPreview.tsx 종목 상세 지표 표시
+ * [컴포넌트] 상세 카드용 개별 지표 아이템
+ * 레이블과 값을 박스 형태로 렌더링하며, 필요한 경우 시세 변동 Flash 애니메이션을 처리합니다.
+ *
+ * @param props MetricProps
+ * @see StockDetailPreview.tsx - 내부 그리드 영역에서 여러 개 호출
 */
-function Metric({ label, value, valueClassName }: MetricProps) {
+function Metric({ label, value, valueClassName, flash }: MetricProps) {
  return (
-    <div className="rounded-xl border border-border/70 bg-background/70 p-3">
+    <div className="relative overflow-hidden rounded-xl border border-border/70 bg-background/70 p-3 transition-colors">
+      {/* 시세 변동 시 나타나는 일시적인 수치 표시 (Flash) */}
+      {flash && (
+        <span
+          key={flash.id}
+          className={cn(
+            "pointer-events-none absolute right-2 top-2 text-xs font-bold animate-in fade-in slide-in-from-bottom-1 fill-mode-forwards duration-300",
+            flash.type === "up" ? "text-red-500" : "text-blue-500",
+          )}
+        >
+          {flash.type === "up" ? "+" : ""}
+          {flash.val.toLocaleString()}
+        </span>
+      )}
+
+      {/* 지표 레이블 및 본체 값 */}
      <p className="text-xs text-muted-foreground">{label}</p>
-      <p className={cn("mt-1 text-sm font-semibold text-foreground", valueClassName)}>
+      <p
+        className={cn(
+          "mt-1 text-sm font-semibold text-foreground transition-colors",
+          valueClassName,
+        )}
+      >
        {value}
      </p>
    </div>
--- a/features/dashboard/hooks/use-dashboard-data.ts
+++ b/features/dashboard/hooks/use-dashboard-data.ts
@@ -1,6 +1,6 @@
 "use client";

-import { useCallback, useEffect, useMemo, useRef, useState } from "react";
+import { useCallback, useEffect, useRef, useState } from "react";
 import type { KisRuntimeCredentials } from "@/features/settings/store/use-kis-runtime-store";
 import {
  fetchDashboardActivity,
@@ -10,7 +10,6 @@ import {
 import type {
  DashboardActivityResponse,
  DashboardBalanceResponse,
-  DashboardHoldingItem,
  DashboardIndicesResponse,
 } from "@/features/dashboard/types/dashboard.types";

@@ -18,7 +17,6 @@ interface UseDashboardDataResult {
  activity: DashboardActivityResponse | null;
  balance: DashboardBalanceResponse | null;
  indices: DashboardIndicesResponse["items"];
-  selectedHolding: DashboardHoldingItem | null;
  selectedSymbol: string | null;
  setSelectedSymbol: (symbol: string) => void;
  isLoading: boolean;
@@ -179,11 +177,6 @@ export function useDashboardData(
    return () => window.clearInterval(interval);
  }, [credentials, refreshInternal]);

-  const selectedHolding = useMemo(() => {
-    if (!selectedSymbol || !balance) return null;
-    return balance.holdings.find((item) => item.symbol === selectedSymbol) ?? null;
-  }, [balance, selectedSymbol]);
-
  const setSelectedSymbol = useCallback((symbol: string) => {
    setSelectedSymbolState(symbol);
  }, []);
@@ -192,7 +185,6 @@ export function useDashboardData(
    activity,
    balance,
    indices,
-    selectedHolding,
    selectedSymbol,
    setSelectedSymbol,
    isLoading,
--- a/features/dashboard/hooks/use-holdings-realtime.ts
+++ b/features/dashboard/hooks/use-holdings-realtime.ts
@@ -0,0 +1,76 @@
+"use client";
+
+import { useEffect, useMemo, useState } from "react";
+import type { DashboardHoldingItem } from "@/features/dashboard/types/dashboard.types";
+import {
+  type KisRealtimeStockTick,
+  parseKisRealtimeStockTick,
+} from "@/features/dashboard/utils/kis-stock-realtime.utils";
+import { useKisWebSocketStore } from "@/features/kis-realtime/stores/kisWebSocketStore";
+
+const STOCK_REALTIME_TR_ID = "H0STCNT0";
+
+/**
+ * @description 보유 종목 목록에 대한 실시간 체결 데이터를 구독합니다.
+ * @param holdings 보유 종목 목록
+ * @returns 종목별 실시간 체결 데이터/연결 상태
+ * @remarks UI 흐름: DashboardContainer -> useHoldingsRealtime -> HoldingsList/summary 실시간 반영
+ * @see features/dashboard/components/DashboardContainer.tsx 보유종목 실시간 병합
+ */
+export function useHoldingsRealtime(holdings: DashboardHoldingItem[]) {
+  const [realtimeData, setRealtimeData] = useState<
+    Record<string, KisRealtimeStockTick>
+  >({});
+  const { subscribe, connect, isConnected } = useKisWebSocketStore();
+
+  const uniqueSymbols = useMemo(
+    () => Array.from(new Set((holdings ?? []).map((item) => item.symbol))).sort(),
+    [holdings],
+  );
+  const symbolKey = useMemo(() => uniqueSymbols.join(","), [uniqueSymbols]);
+
+  useEffect(() => {
+    if (uniqueSymbols.length === 0) {
+      const resetTimerId = window.setTimeout(() => {
+        setRealtimeData({});
+      }, 0);
+      return () => window.clearTimeout(resetTimerId);
+    }
+
+    if (!isConnected) {
+      connect();
+    }
+
+    const unsubs: (() => void)[] = [];
+
+    uniqueSymbols.forEach((symbol) => {
+      const unsub = subscribe(STOCK_REALTIME_TR_ID, symbol, (data) => {
+        const tick = parseKisRealtimeStockTick(data);
+        if (tick) {
+          setRealtimeData((prev) => {
+            const prevTick = prev[tick.symbol];
+            if (
+              prevTick?.currentPrice === tick.currentPrice &&
+              prevTick?.change === tick.change &&
+              prevTick?.changeRate === tick.changeRate
+            ) {
+              return prev;
+            }
+
+            return {
+              ...prev,
+              [tick.symbol]: tick,
+            };
+          });
+        }
+      });
+      unsubs.push(unsub);
+    });
+
+    return () => {
+      unsubs.forEach((unsub) => unsub());
+    };
+  }, [symbolKey, uniqueSymbols, connect, subscribe, isConnected]);
+
+  return { realtimeData, isConnected };
+}
--- a/features/dashboard/hooks/use-market-realtime.ts
+++ b/features/dashboard/hooks/use-market-realtime.ts
@@ -0,0 +1,77 @@
+"use client";
+
+import { useState, useCallback } from "react";
+import {
+  parseKisRealtimeIndexTick,
+  type KisRealtimeIndexTick,
+} from "@/features/dashboard/utils/kis-index-realtime.utils";
+import { useKisWebSocket } from "@/features/kis-realtime/hooks/useKisWebSocket";
+import type { KisRuntimeCredentials } from "@/features/settings/store/use-kis-runtime-store";
+
+const INDEX_TR_ID = "H0UPCNT0";
+const KOSPI_SYMBOL = "0001";
+const KOSDAQ_SYMBOL = "1001";
+
+interface UseMarketRealtimeResult {
+  realtimeIndices: Record<string, KisRealtimeIndexTick>;
+  isConnected: boolean;
+  hasReceivedTick: boolean;
+  isPending: boolean;
+  lastTickAt: string | null;
+}
+
+/**
+ * @description 코스피/코스닥 실시간 지수 웹소켓 구독 상태를 관리합니다.
+ * @param credentials KIS 인증 정보(하위 호환 파라미터)
+ * @param isVerified KIS 연결 인증 여부
+ * @returns 실시간 지수 맵/연결 상태/수신 대기 상태
+ * @remarks UI 흐름: DashboardContainer -> useMarketRealtime -> MarketSummary/StatusHeader 렌더링 반영
+ * @see features/dashboard/components/DashboardContainer.tsx 지수 데이터 통합 및 상태 전달
+ */
+export function useMarketRealtime(
+  _credentials: KisRuntimeCredentials | null, // 하위 호환성을 위해 남겨둠 (실제로는 스토어 사용)
+  isVerified: boolean, // 하위 호환성을 위해 남겨둠
+): UseMarketRealtimeResult {
+  const [realtimeIndices, setRealtimeIndices] = useState<
+    Record<string, KisRealtimeIndexTick>
+  >({});
+  const [lastTickAt, setLastTickAt] = useState<string | null>(null);
+
+  const handleMessage = useCallback((data: string) => {
+    const tick = parseKisRealtimeIndexTick(data);
+    if (tick) {
+      setLastTickAt(new Date().toISOString());
+      setRealtimeIndices((prev) => ({
+        ...prev,
+        [tick.symbol]: tick,
+      }));
+    }
+  }, []);
+
+  // KOSPI 구독
+  const { isConnected: isKospiConnected } = useKisWebSocket({
+    symbol: KOSPI_SYMBOL,
+    trId: INDEX_TR_ID,
+    onMessage: handleMessage,
+    enabled: isVerified,
+  });
+
+  // KOSDAQ 구독
+  const { isConnected: isKosdaqConnected } = useKisWebSocket({
+    symbol: KOSDAQ_SYMBOL,
+    trId: INDEX_TR_ID,
+    onMessage: handleMessage,
+    enabled: isVerified,
+  });
+
+  const hasReceivedTick = Object.keys(realtimeIndices).length > 0;
+  const isPending = isVerified && (isKospiConnected || isKosdaqConnected) && !hasReceivedTick;
+
+  return {
+    realtimeIndices,
+    isConnected: isKospiConnected || isKosdaqConnected,
+    hasReceivedTick,
+    isPending,
+    lastTickAt,
+  };
+}
--- a/features/dashboard/hooks/use-price-flash.ts
+++ b/features/dashboard/hooks/use-price-flash.ts
@@ -0,0 +1,73 @@
+"use client";
+
+import { useEffect, useRef, useState } from "react";
+
+const FLASH_DURATION_MS = 2_000;
+
+/**
+ * @description 가격 변동 시 일시 플래시(+/-) 값을 생성합니다.
+ * @param currentPrice 현재가
+ * @param key 종목 식별 키(종목 변경 시 상태 초기화)
+ * @returns 플래시 값(up/down, 변화량) 또는 null
+ * @remarks UI 흐름: 시세 변경 -> usePriceFlash -> 플래시 값 노출 -> 2초 후 자동 제거
+ * @see features/dashboard/components/HoldingsList.tsx 보유종목 현재가 플래시
+ * @see features/dashboard/components/StockDetailPreview.tsx 상세 카드 현재가 플래시
+ */
+export function usePriceFlash(currentPrice: number, key?: string) {
+  const [flash, setFlash] = useState<{
+    val: number;
+    type: "up" | "down";
+    id: number;
+  } | null>(null);
+
+  const prevKeyRef = useRef<string | undefined>(key);
+  const prevPriceRef = useRef<number>(currentPrice);
+  const timerRef = useRef<number | null>(null);
+
+  useEffect(() => {
+    const keyChanged = prevKeyRef.current !== key;
+
+    if (keyChanged) {
+      prevKeyRef.current = key;
+      prevPriceRef.current = currentPrice;
+      if (timerRef.current !== null) {
+        window.clearTimeout(timerRef.current);
+        timerRef.current = null;
+      }
+      const resetTimerId = window.setTimeout(() => {
+        setFlash(null);
+      }, 0);
+      return () => window.clearTimeout(resetTimerId);
+    }
+
+    const prevPrice = prevPriceRef.current;
+    const diff = currentPrice - prevPrice;
+    prevPriceRef.current = currentPrice;
+
+    if (prevPrice === 0 || Math.abs(diff) === 0) return;
+
+    // 플래시가 보이는 동안에는 새 플래시를 덮어쓰지 않아 화면 잔상이 지속되지 않게 합니다.
+    if (timerRef.current !== null) return;
+
+    setFlash({
+      val: diff,
+      type: diff > 0 ? "up" : "down",
+      id: Date.now(),
+    });
+
+    timerRef.current = window.setTimeout(() => {
+      setFlash(null);
+      timerRef.current = null;
+    }, FLASH_DURATION_MS);
+  }, [currentPrice, key]);
+
+  useEffect(() => {
+    return () => {
+      if (timerRef.current !== null) {
+        window.clearTimeout(timerRef.current);
+      }
+    };
+  }, []);
+
+  return flash;
+}
--- a/features/dashboard/types/dashboard.types.ts
+++ b/features/dashboard/types/dashboard.types.ts
@@ -13,12 +13,15 @@ export type DashboardMarket = "KOSPI" | "KOSDAQ";
 export interface DashboardBalanceSummary {
  totalAmount: number;
  cashBalance: number;
+  totalDepositAmount: number;
  totalProfitLoss: number;
  totalProfitRate: number;
  netAssetAmount: number;
  evaluationAmount: number;
  purchaseAmount: number;
  loanAmount: number;
+  apiReportedTotalAmount: number;
+  apiReportedNetAssetAmount: number;
 }

 /**
--- a/features/dashboard/utils/kis-index-realtime.utils.ts
+++ b/features/dashboard/utils/kis-index-realtime.utils.ts
@@ -0,0 +1,62 @@
+export interface KisRealtimeIndexTick {
+  symbol: string; // 업종코드 (0001: KOSPI, 1001: KOSDAQ)
+  price: number; // 현재가
+  change: number; // 전일대비
+  changeRate: number; // 전일대비율
+  sign: string; // 대비부호
+  time: string; // 체결시간
+}
+
+const INDEX_REALTIME_TR_ID = "H0UPCNT0";
+
+const INDEX_FIELD_INDEX = {
+  symbol: 0, // bstp_cls_code
+  time: 1, // bsop_hour
+  price: 2, // prpr_nmix
+  sign: 3, // prdy_vrss_sign
+  change: 4, // bstp_nmix_prdy_vrss
+  accumulatedVolume: 5, // acml_vol
+  accumulatedAmount: 6, // acml_tr_pbmn
+  changeRate: 9, // prdy_ctrt
+} as const;
+
+export function parseKisRealtimeIndexTick(
+  raw: string,
+): KisRealtimeIndexTick | null {
+  // Format: 0|H0UPCNT0|001|0001^123456^...
+  if (!/^([01])\|/.test(raw)) return null;
+
+  const parts = raw.split("|");
+  if (parts.length < 4) return null;
+
+  // Check TR ID
+  if (parts[1] !== INDEX_REALTIME_TR_ID) {
+    return null;
+  }
+
+  const values = parts[3].split("^");
+  if (values.length < 10) return null; // Ensure minimum fields exist
+
+  const symbol = values[INDEX_FIELD_INDEX.symbol];
+  const price = parseFloat(values[INDEX_FIELD_INDEX.price]);
+  const sign = values[INDEX_FIELD_INDEX.sign];
+  const changeRaw = parseFloat(values[INDEX_FIELD_INDEX.change]);
+  const changeRateRaw = parseFloat(values[INDEX_FIELD_INDEX.changeRate]);
+
+  // Adjust sign for negative values if necessary (usually API sends absolute values for change)
+  const isNegative = sign === "5" || sign === "4"; // 5: 하락, 4: 하한
+
+  const change = isNegative ? -Math.abs(changeRaw) : Math.abs(changeRaw);
+  const changeRate = isNegative
+    ? -Math.abs(changeRateRaw)
+    : Math.abs(changeRateRaw);
+
+  return {
+    symbol,
+    time: values[INDEX_FIELD_INDEX.time],
+    price,
+    change,
+    changeRate,
+    sign,
+  };
+}
--- a/features/dashboard/utils/kis-stock-realtime.utils.ts
+++ b/features/dashboard/utils/kis-stock-realtime.utils.ts
@@ -0,0 +1,69 @@
+export interface KisRealtimeStockTick {
+  symbol: string; // 종목코드
+  time: string; // 체결시간
+  currentPrice: number; // 현재가
+  sign: string; // 전일대비부호 (1:상한, 2:상승, 3:보합, 4:하한, 5:하락)
+  change: number; // 전일대비
+  changeRate: number; // 전일대비율
+  accumulatedVolume: number; // 누적거래량
+}
+
+const STOCK_realtime_TR_ID = "H0STCNT0";
+
+// H0STCNT0 Output format indices based on typical KIS Realtime API
+// Format: MKSC_SHRN_ISCD^STCK_CNTG_HOUR^STCK_PRPR^PRDY_VRSS_SIGN^PRDY_VRSS^PRDY_CTRT^...
+const STOCK_FIELD_INDEX = {
+  symbol: 0, // MKSC_SHRN_ISCD
+  time: 1, // STCK_CNTG_HOUR
+  currentPrice: 2, // STCK_PRPR
+  sign: 3, // PRDY_VRSS_SIGN
+  change: 4, // PRDY_VRSS
+  changeRate: 5, // PRDY_CTRT
+  accumulatedVolume: 12, // ACML_VOL (Usually at index 12 or similar, need to be careful here)
+} as const;
+
+export function parseKisRealtimeStockTick(
+  raw: string,
+): KisRealtimeStockTick | null {
+  // Format: 0|H0STCNT0|001|SYMBOL^TIME^PRICE^SIGN^CHANGE^...
+  if (!/^([01])\|/.test(raw)) return null;
+
+  const parts = raw.split("|");
+  if (parts.length < 4) return null;
+
+  // Check TR ID
+  if (parts[1] !== STOCK_realtime_TR_ID) {
+    return null;
+  }
+
+  const values = parts[3].split("^");
+  if (values.length < 6) return null; // Ensure minimum fields exist
+
+  const symbol = values[STOCK_FIELD_INDEX.symbol];
+  const currentPrice = parseFloat(values[STOCK_FIELD_INDEX.currentPrice]);
+  const sign = values[STOCK_FIELD_INDEX.sign];
+  const changeRaw = parseFloat(values[STOCK_FIELD_INDEX.change]);
+  const changeRateRaw = parseFloat(values[STOCK_FIELD_INDEX.changeRate]);
+
+  // Adjust sign for negative values if necessary
+  const isNegative = sign === "5" || sign === "4"; // 5: 하락, 4: 하한
+
+  const change = isNegative ? -Math.abs(changeRaw) : Math.abs(changeRaw);
+  const changeRate = isNegative
+    ? -Math.abs(changeRateRaw)
+    : Math.abs(changeRateRaw);
+
+  // Validate numeric values
+  if (isNaN(currentPrice)) return null;
+
+  return {
+    symbol,
+    time: values[STOCK_FIELD_INDEX.time],
+    currentPrice,
+    sign,
+    change,
+    changeRate,
+    accumulatedVolume:
+      parseFloat(values[STOCK_FIELD_INDEX.accumulatedVolume]) || 0,
+  };
+}
--- a/features/kis-realtime/hooks/useKisWebSocket.ts
+++ b/features/kis-realtime/hooks/useKisWebSocket.ts
@@ -0,0 +1,51 @@
+import { useEffect, useRef } from "react";
+import { useKisWebSocketStore } from "@/features/kis-realtime/stores/kisWebSocketStore";
+
+/**
+ * @file features/kis-realtime/hooks/useKisWebSocket.ts
+ * @description KIS 실시간 데이터를 구독하기 위한 통합 훅입니다.
+ * 컴포넌트 마운트/언마운트 시 자동으로 구독 및 해제를 처리합니다.
+ */
+
+type RealtimeCallback = (data: string) => void;
+
+interface UseKisWebSocketParams {
+  symbol?: string; // 종목코드 (없으면 구독 안 함)
+  trId?: string; // 거래 ID (예: H0STCNT0)
+  onMessage?: RealtimeCallback; // 데이터 수신 콜백
+  enabled?: boolean; // 구독 활성화 여부
+}
+
+export function useKisWebSocket({
+  symbol,
+  trId,
+  onMessage,
+  enabled = true,
+}: UseKisWebSocketParams) {
+  const { subscribe, connect, isConnected } = useKisWebSocketStore();
+  const callbackRef = useRef(onMessage);
+
+  // 콜백 함수가 바뀌어도 재구독하지 않도록 ref 사용
+  useEffect(() => {
+    callbackRef.current = onMessage;
+  }, [onMessage]);
+
+  useEffect(() => {
+    if (!enabled || !symbol || !trId) return;
+
+    // 연결 시도 (이미 연결 중이면 스토어에서 무시됨)
+    connect();
+
+    // 구독 요청
+    const unsubscribe = subscribe(trId, symbol, (data) => {
+      callbackRef.current?.(data);
+    });
+
+    // 언마운트 시 구독 해제
+    return () => {
+      unsubscribe();
+    };
+  }, [symbol, trId, enabled, connect, subscribe]);
+
+  return { isConnected };
+}
--- a/features/kis-realtime/stores/kisWebSocketStore.ts
+++ b/features/kis-realtime/stores/kisWebSocketStore.ts
@@ -0,0 +1,386 @@
+import { create } from "zustand";
+import { useKisRuntimeStore } from "@/features/settings/store/use-kis-runtime-store";
+import { buildKisRealtimeMessage } from "@/features/kis-realtime/utils/websocketUtils";
+
+/**
+ * @file features/kis-realtime/stores/kisWebSocketStore.ts
+ * @description KIS 실시간 웹소켓 연결을 전역에서 하나로 관리하는 스토어입니다.
+ * 중복 연결을 방지하고, 여러 컴포넌트에서 동일한 데이터를 구독할 때 효율적으로 처리합니다.
+ */
+
+type RealtimeCallback = (data: string) => void;
+
+interface KisWebSocketState {
+  isConnected: boolean;
+  error: string | null;
+
+  /**
+   * 웹소켓 연결을 수립합니다.
+   * 이미 연결되어 있거나 연결 중이면 무시합니다.
+   */
+  connect: (options?: { forceApprovalRefresh?: boolean }) => Promise<void>;
+
+  /**
+   * 웹소켓 연결을 강제로 재시작합니다.
+   * 필요 시 승인키를 새로 발급받아 재연결합니다.
+   */
+  reconnect: (options?: { refreshApproval?: boolean }) => Promise<void>;
+
+  /**
+   * 웹소켓 연결을 종료합니다.
+   * 모든 구독이 해제됩니다.
+   */
+  disconnect: () => void;
+
+  /**
+   * 특정 TR ID와 종목 코드로 실시간 데이터를 구독합니다.
+   * @param trId 거래 ID (예: H0STCNT0)
+   * @param symbol 종목 코드 (예: 005930)
+   * @param callback 데이터 수신 시 실행할 콜백 함수
+   * @returns 구독 해제 함수 (useEffect cleanup에서 호출하세요)
+   */
+  subscribe: (
+    trId: string,
+    symbol: string,
+    callback: RealtimeCallback,
+  ) => () => void;
+}
+
+// 구독자 목록 관리 (Key: "TR_ID|SYMBOL", Value: Set<Callback>)
+// 스토어 외부 변수로 관리하여 불필요한 리렌더링을 방지합니다.
+const subscribers = new Map<string, Set<RealtimeCallback>>();
+const subscriberCounts = new Map<string, number>(); // 실제 소켓 구독 요청 여부 추적용
+
+let socket: WebSocket | null = null;
+let pingInterval: number | undefined;
+let isConnecting = false; // 연결 진행 중 상태 잠금
+let reconnectRetryTimer: number | undefined;
+let lastAppKeyConflictAt = 0;
+
+export const useKisWebSocketStore = create<KisWebSocketState>((set, get) => ({
+  isConnected: false,
+  error: null,
+
+  connect: async (options) => {
+    const forceApprovalRefresh = options?.forceApprovalRefresh ?? false;
+    const currentSocket = socket;
+
+    if (currentSocket?.readyState === WebSocket.CLOSING) {
+      await waitForSocketClose(currentSocket);
+    }
+
+    // 1. 이미 연결되어 있거나, 연결 시도 중이면 중복 실행 방지
+    if (
+      socket?.readyState === WebSocket.OPEN ||
+      socket?.readyState === WebSocket.CONNECTING ||
+      socket?.readyState === WebSocket.CLOSING ||
+      isConnecting
+    ) {
+      return;
+    }
+
+    try {
+      isConnecting = true;
+      const { getOrFetchWsConnection, clearWsConnectionCache } =
+        useKisRuntimeStore.getState();
+      if (forceApprovalRefresh) {
+        clearWsConnectionCache();
+      }
+      const wsConnection = await getOrFetchWsConnection();
+
+      // 비동기 대기 중에 다른 연결이 성사되었는지 다시 확인
+      if (
+        socket?.readyState === WebSocket.OPEN ||
+        socket?.readyState === WebSocket.CONNECTING
+      ) {
+        isConnecting = false;
+        return;
+      }
+
+      if (!wsConnection) {
+        throw new Error("웹소켓 접속 키 발급에 실패했습니다.");
+      }
+
+      // 소켓 생성
+      // socket 변수에 할당하기 전에 로컬 변수로 제어하여 이벤트 핸들러 클로저 문제 방지
+      const ws = new WebSocket(`${wsConnection.wsUrl}/tryitout`);
+      socket = ws;
+
+      ws.onopen = () => {
+        isConnecting = false;
+        // socket 변수가 다른 인스턴스로 바뀌었을 가능성은 낮지만(락 때문),
+        // 안전을 위해 이벤트 발생 주체인 ws를 사용 또는 현재 socket 확인
+        if (socket !== ws) return;
+
+        set({ isConnected: true, error: null });
+        console.log("[KisWebSocket] Connected");
+
+        // 재연결 시 기존 구독 복구
+        const approvalKey = wsConnection.approvalKey;
+        if (approvalKey) {
+          subscriberCounts.forEach((_, key) => {
+            const [trId, symbol] = key.split("|");
+
+            // OPEN 상태일 때만 전송
+            if (ws.readyState === WebSocket.OPEN) {
+              sendSubscription(ws, approvalKey, trId, symbol, "1"); // 구독
+            }
+          });
+        }
+
+        // PINGPONG (Keep-alive)
+        window.clearInterval(pingInterval);
+        pingInterval = window.setInterval(() => {
+          if (socket?.readyState === WebSocket.OPEN) {
+            socket.send("PINGPONG"); // 일부 환경에서는 PINGPONG 텍스트 전송
+          }
+        }, 100_000); // 100초 주기
+      };
+
+      ws.onclose = () => {
+        if (socket === ws) {
+          isConnecting = false;
+          set({ isConnected: false });
+          console.log("[KisWebSocket] Disconnected");
+          window.clearInterval(pingInterval);
+          socket = null;
+        }
+      };
+
+      ws.onerror = (event) => {
+        if (socket === ws) {
+          isConnecting = false;
+          console.error("[KisWebSocket] Error", event);
+          set({
+            isConnected: false,
+            error: "웹소켓 연결 중 오류가 발생했습니다.",
+          });
+        }
+      };
+
+      ws.onmessage = (event) => {
+        const data = event.data;
+        if (typeof data !== "string") return;
+
+        // PINGPONG 응답 또는 제어 메시지 처리
+        if (data.startsWith("{")) {
+          const control = parseControlMessage(data);
+          if (control?.rt_cd && control.rt_cd !== "0") {
+            const errorMessage = buildControlErrorMessage(control);
+            set({
+              error: errorMessage,
+            });
+
+            // KIS 제어 메시지: ALREADY IN USE appkey
+            // 이전 세션이 닫히기 전에 재연결될 때 간헐적으로 발생합니다.
+            if (control.msg_cd === "OPSP8996") {
+              const now = Date.now();
+              if (now - lastAppKeyConflictAt > 5_000) {
+                lastAppKeyConflictAt = now;
+                window.clearTimeout(reconnectRetryTimer);
+                reconnectRetryTimer = window.setTimeout(() => {
+                  void get().reconnect({ refreshApproval: false });
+                }, 1_200);
+              }
+            }
+          }
+          return;
+        }
+
+        if (data[0] === "0" || data[0] === "1") {
+          // 데이터 포맷: 0|TR_ID|KEY|...
+          const parts = data.split("|");
+          if (parts.length >= 4) {
+            const trId = parts[1];
+            // 데이터 부분 (마지막 부분)에서 종목코드를 찾아야 함.
+            // 하지만 응답에는 종목코드가 명시적으로 없는 경우가 많음 (순서로 추론).
+            // 다행히 KIS API는 요청했던 TR_ID와 수신된 데이터의 호가/체결 데이터를 매핑해야 함.
+            // 여기서는 모든 구독자에게 브로드캐스트하는 방식을 사용 (TR_ID 기준).
+
+            // 더 정확한 라우팅을 위해:
+            // 실시간 체결/호가 데이터에는 종목코드가 포함되어 있음.
+            // 체결(H0STCNT0): data.split("^")[0] (유가증권 단축종목코드)
+            const body = parts[3];
+            const values = body.split("^");
+            const symbol = values[0]; // 대부분 첫 번째 필드가 종목코드
+
+            const key = `${trId}|${symbol}`;
+            const callbacks = subscribers.get(key);
+            callbacks?.forEach((cb) => cb(data));
+          }
+        }
+      };
+    } catch (err) {
+      isConnecting = false;
+      set({
+        isConnected: false,
+        error: err instanceof Error ? err.message : "연결 실패",
+      });
+    }
+  },
+
+  reconnect: async (options) => {
+    const refreshApproval = options?.refreshApproval ?? false;
+    const currentSocket = socket;
+    get().disconnect();
+    if (currentSocket && currentSocket.readyState !== WebSocket.CLOSED) {
+      await waitForSocketClose(currentSocket);
+    }
+    await get().connect({
+      forceApprovalRefresh: refreshApproval,
+    });
+  },
+
+  disconnect: () => {
+    const currentSocket = socket;
+    if (
+      currentSocket &&
+      (currentSocket.readyState === WebSocket.OPEN ||
+        currentSocket.readyState === WebSocket.CONNECTING ||
+        currentSocket.readyState === WebSocket.CLOSING)
+    ) {
+      currentSocket.close();
+    }
+    if (currentSocket?.readyState === WebSocket.CLOSED && socket === currentSocket) {
+      socket = null;
+    }
+    set({ isConnected: false });
+    window.clearInterval(pingInterval);
+    window.clearTimeout(reconnectRetryTimer);
+    isConnecting = false;
+  },
+
+  subscribe: (trId, symbol, callback) => {
+    const key = `${trId}|${symbol}`;
+
+    // 1. 구독자 목록에 추가
+    if (!subscribers.has(key)) {
+      subscribers.set(key, new Set());
+    }
+    subscribers.get(key)!.add(callback);
+
+    // 2. 소켓 서버에 구독 요청 (첫 번째 구독자인 경우)
+    const currentCount = subscriberCounts.get(key) || 0;
+    if (currentCount === 0) {
+      const { wsApprovalKey } = useKisRuntimeStore.getState();
+      if (socket?.readyState === WebSocket.OPEN && wsApprovalKey) {
+        sendSubscription(socket, wsApprovalKey, trId, symbol, "1"); // "1": 등록
+      }
+    }
+    subscriberCounts.set(key, currentCount + 1);
+
+    // **연결이 안 되어 있으면 연결 시도**
+    if (!socket || socket.readyState !== WebSocket.OPEN) {
+      get().connect();
+    }
+
+    // 3. 구독 해제 함수 반환
+    return () => {
+      const callbacks = subscribers.get(key);
+      if (callbacks) {
+        callbacks.delete(callback);
+        if (callbacks.size === 0) {
+          subscribers.delete(key);
+        }
+      }
+
+      const count = subscriberCounts.get(key) || 0;
+      if (count > 0) {
+        subscriberCounts.set(key, count - 1);
+        if (count - 1 === 0) {
+          // 마지막 구독자가 사라지면 소켓 구독 해제
+          const { wsApprovalKey } = useKisRuntimeStore.getState();
+          if (socket?.readyState === WebSocket.OPEN && wsApprovalKey) {
+            sendSubscription(socket, wsApprovalKey, trId, symbol, "2"); // "2": 해제
+          }
+        }
+      }
+    };
+  },
+}));
+
+// 헬퍼: 구독/해제 메시지 전송
+function sendSubscription(
+  ws: WebSocket,
+  appKey: string,
+  trId: string,
+  symbol: string,
+  trType: "1" | "2",
+) {
+  try {
+    const msg = buildKisRealtimeMessage(appKey, symbol, trId, trType);
+    ws.send(JSON.stringify(msg));
+    console.debug(
+      `[KisWebSocket] ${trType === "1" ? "Sub" : "Unsub"} ${trId} ${symbol}`,
+    );
+  } catch (e) {
+    console.warn("[KisWebSocket] Send error", e);
+  }
+}
+
+interface KisWsControlMessage {
+  rt_cd?: string;
+  msg_cd?: string;
+  msg1?: string;
+}
+
+/**
+ * @description 웹소켓 제어 메시지(JSON)를 파싱합니다.
+ * @param rawData 원본 메시지 문자열
+ * @returns 파싱된 제어 메시지 또는 null
+ * @see features/kis-realtime/stores/kisWebSocketStore.ts ws.onmessage
+ */
+function parseControlMessage(rawData: string): KisWsControlMessage | null {
+  try {
+    const parsed = JSON.parse(rawData) as KisWsControlMessage;
+    return parsed && typeof parsed === "object" ? parsed : null;
+  } catch {
+    return null;
+  }
+}
+
+/**
+ * @description KIS 웹소켓 제어 오류를 사용자용 짧은 문구로 변환합니다.
+ * @param message KIS 제어 메시지
+ * @returns 표시용 오류 문자열
+ * @see features/kis-realtime/stores/kisWebSocketStore.ts ws.onmessage
+ */
+function buildControlErrorMessage(message: KisWsControlMessage) {
+  if (message.msg_cd === "OPSP8996") {
+    return "실시간 연결이 다른 세션과 충돌해 재연결을 시도합니다.";
+  }
+  const detail = [message.msg1, message.msg_cd].filter(Boolean).join(" / ");
+  return detail ? `실시간 제어 메시지 오류: ${detail}` : "실시간 제어 메시지 오류";
+}
+
+/**
+ * @description 특정 웹소켓 인스턴스가 완전히 닫힐 때까지 대기합니다.
+ * @param target 대기할 웹소켓 인스턴스
+ * @param timeoutMs 최대 대기 시간(ms)
+ * @returns close/error/timeout 중 먼저 완료되면 resolve
+ * @see features/kis-realtime/stores/kisWebSocketStore.ts connect/reconnect
+ */
+function waitForSocketClose(target: WebSocket, timeoutMs = 2_000) {
+  if (target.readyState === WebSocket.CLOSED) {
+    return Promise.resolve();
+  }
+
+  return new Promise<void>((resolve) => {
+    let settled = false;
+    const onClose = () => finish();
+    const onError = () => finish();
+    const timeoutId = window.setTimeout(() => finish(), timeoutMs);
+
+    const finish = () => {
+      if (settled) return;
+      settled = true;
+      window.clearTimeout(timeoutId);
+      target.removeEventListener("close", onClose);
+      target.removeEventListener("error", onError);
+      resolve();
+    };
+
+    target.addEventListener("close", onClose);
+    target.addEventListener("error", onError);
+  });
+}
--- a/features/kis-realtime/utils/websocketUtils.ts
+++ b/features/kis-realtime/utils/websocketUtils.ts
@@ -0,0 +1,29 @@
+/**
+ * @file features/kis-realtime/utils/websocketUtils.ts
+ * @description KIS 웹소켓 메시지 생성 및 파싱 관련 유틸리티 함수 모음
+ */
+
+/**
+ * @description KIS 실시간 구독/해제 소켓 메시지를 생성합니다.
+ */
+export function buildKisRealtimeMessage(
+  approvalKey: string,
+  symbol: string,
+  trId: string,
+  trType: "1" | "2",
+) {
+  return {
+    header: {
+      approval_key: approvalKey,
+      custtype: "P",
+      tr_type: trType,
+      "content-type": "utf-8",
+    },
+    body: {
+      input: {
+        tr_id: trId,
+        tr_key: symbol,
+      },
+    },
+  };
+}
--- a/features/settings/components/KisAuthForm.tsx
+++ b/features/settings/components/KisAuthForm.tsx
@@ -3,6 +3,7 @@ import { useShallow } from "zustand/react/shallow";
 import { cn } from "@/lib/utils";
 import { Button } from "@/components/ui/button";
 import { Input } from "@/components/ui/input";
+import { Label } from "@/components/ui/label";
 import { useKisRuntimeStore } from "@/features/settings/store/use-kis-runtime-store";
 import {
  revokeKisCredentials,
@@ -10,15 +11,19 @@ import {
 } from "@/features/settings/apis/kis-auth.api";
 import {
  KeyRound,
-  Shield,
+  ShieldCheck,
  CheckCircle2,
  XCircle,
  Lock,
-  Sparkles,
-  Zap,
+  Link2,
+  Unlink2,
  Activity,
+  Zap,
+  KeySquare,
 } from "lucide-react";
+import type { LucideIcon } from "lucide-react";
 import { InlineSpinner } from "@/components/ui/loading-spinner";
+import { SettingsCard } from "./SettingsCard";

 /**
 * @description 한국투자증권 앱키/앱시크릿키 인증 폼입니다.
@@ -62,9 +67,6 @@ export function KisAuthForm() {
  const [isValidating, startValidateTransition] = useTransition();
  const [isRevoking, startRevokeTransition] = useTransition();

-  // 입력 필드 Focus 상태 관리를 위한 State
-  const [focusedField, setFocusedField] = useState<"appKey" | "appSecret" | null>(null);
-
  function handleValidate() {
    startValidateTransition(async () => {
      try {
@@ -123,134 +125,21 @@ export function KisAuthForm() {
  }

  return (
-    <div className="group relative w-full overflow-hidden rounded-2xl border border-zinc-200 bg-white p-4 shadow-sm transition-all hover:border-brand-200 hover:shadow-md dark:border-zinc-800 dark:bg-zinc-900/50 dark:hover:border-brand-800 dark:hover:shadow-brand-900/10">
-      {/* Inner Content Container - Compact spacing */}
-      <div className="flex flex-col gap-4">
-        {/* Header Section */}
-        <div className="flex flex-col gap-3 md:flex-row md:items-center md:justify-between">
-          <div className="flex items-center gap-3">
-            <div className="flex h-9 w-9 shrink-0 items-center justify-center rounded-lg bg-brand-50 text-brand-600 ring-1 ring-brand-100 dark:bg-brand-900/20 dark:text-brand-400 dark:ring-brand-800/50">
-              <KeyRound className="h-4.5 w-4.5" />
-            </div>
-            <div>
-              <h2 className="flex items-center gap-2 text-base font-bold tracking-tight text-zinc-800 dark:text-zinc-100">
-                한국투자증권 앱키 연결
-                {isKisVerified && (
-                  <span className="inline-flex items-center gap-1 rounded-full bg-green-50 px-1.5 py-0.5 text-[10px] font-medium text-green-600 ring-1 ring-green-600/10 dark:bg-green-500/10 dark:text-green-400 dark:ring-green-500/30">
+    <SettingsCard
+      icon={KeyRound}
+      title="한국투자증권 앱키 연결"
+      description="Open API에서 발급받은 앱키와 앱시크릿키를 입력해 연결을 완료하세요."
+      badge={
+        isKisVerified ? (
+          <span className="inline-flex shrink-0 items-center gap-1 whitespace-nowrap rounded-full bg-green-50 px-2 py-0.5 text-[11px] font-medium text-green-700 ring-1 ring-green-600/20 dark:bg-green-500/10 dark:text-green-400 dark:ring-green-500/30">
            <CheckCircle2 className="h-3 w-3" />
            연결됨
          </span>
-                )}
-              </h2>
-              <p className="text-[11px] font-medium text-zinc-500 dark:text-zinc-400">
-                한국투자증권 Open API에서 발급받은 앱키/앱시크릿키를 입력해 주세요.
-              </p>
-            </div>
-          </div>
-
-          {/* Trading Mode Switch (Segmented Control - Compact) */}
-          <div className="flex shrink-0 items-center rounded-md bg-zinc-100 p-0.5 ring-1 ring-zinc-200 dark:bg-zinc-800 dark:ring-zinc-700">
-            <button
-              onClick={() => setKisTradingEnvInput("real")}
-              className={cn(
-                "relative flex items-center gap-1.5 rounded-[5px] px-2.5 py-1 text-[11px] font-semibold transition-all duration-200",
-                kisTradingEnvInput === "real"
-                  ? "bg-white text-brand-600 shadow-sm ring-1 ring-black/5 dark:bg-brand-500 dark:text-white dark:ring-brand-400"
-                  : "text-zinc-500 hover:text-zinc-700 hover:bg-black/5 dark:text-zinc-400 dark:hover:text-zinc-200 dark:hover:bg-white/5",
-              )}
-            >
-              <Zap
-                className={cn(
-                  "h-3 w-3",
-                  kisTradingEnvInput === "real"
-                    ? "text-brand-500 dark:text-white"
-                    : "text-zinc-400",
-                )}
-              />
-              실전 투자
-            </button>
-            <button
-              onClick={() => setKisTradingEnvInput("mock")}
-              className={cn(
-                "relative flex items-center gap-1.5 rounded-[5px] px-2.5 py-1 text-[11px] font-semibold transition-all duration-200",
-                kisTradingEnvInput === "mock"
-                  ? "bg-white text-zinc-800 shadow-sm ring-1 ring-black/5 dark:bg-zinc-600 dark:text-white dark:ring-zinc-500"
-                  : "text-zinc-500 hover:text-zinc-700 hover:bg-black/5 dark:text-zinc-400 dark:hover:text-zinc-200 dark:hover:bg-white/5",
-              )}
-            >
-              <Activity
-                className={cn(
-                  "h-3 w-3",
-                  kisTradingEnvInput === "mock"
-                    ? "text-zinc-800 dark:text-zinc-200"
-                    : "text-zinc-400",
-                )}
-              />
-              모의 투자
-            </button>
-          </div>
-        </div>
-
-        {/* Input Fields Section (Compact Stacked Layout) */}
-        <div className="flex flex-col gap-2">
-          {/* ========== APP KEY INPUT ========== */}
-          <div
-            className={cn(
-              "group/input relative flex items-center overflow-hidden rounded-lg border bg-white transition-all duration-200 dark:bg-zinc-900/30",
-              focusedField === "appKey"
-                ? "border-brand-500 ring-1 ring-brand-500"
-                : "border-zinc-200 hover:border-zinc-300 dark:border-zinc-700 dark:hover:border-zinc-600",
-            )}
-          >
-            <div className="hidden h-9 w-9 items-center justify-center border-r border-zinc-100 bg-zinc-50 text-zinc-400 transition-colors group-focus-within/input:text-brand-500 dark:border-zinc-800 dark:bg-zinc-800/50 dark:text-zinc-500 dark:group-focus-within/input:text-brand-400 sm:flex">
-              <Shield className="h-3.5 w-3.5" />
-            </div>
-              <div className="flex h-9 min-w-[70px] items-center justify-center bg-zinc-50 px-2 text-[11px] font-semibold text-zinc-500 border-r border-zinc-100 sm:hidden dark:bg-zinc-800/50 dark:text-zinc-500 dark:border-zinc-800">
-               앱키
-              </div>
-              <Input
-                type="password"
-              value={kisAppKeyInput}
-              onChange={(e) => setKisAppKeyInput(e.target.value)}
-                onFocus={() => setFocusedField("appKey")}
-                onBlur={() => setFocusedField(null)}
-                placeholder="한국투자증권 앱키 입력"
-                className="h-9 flex-1 border-none bg-transparent px-3 text-xs text-zinc-900 placeholder:text-zinc-400 focus-visible:ring-0 dark:text-zinc-100 dark:placeholder:text-zinc-600"
-                autoComplete="off"
-              />
-          </div>
-
-          {/* ========== APP SECRET INPUT ========== */}
-          <div
-            className={cn(
-              "group/input relative flex items-center overflow-hidden rounded-lg border bg-white transition-all duration-200 dark:bg-zinc-900/30",
-              focusedField === "appSecret"
-                ? "border-brand-500 ring-1 ring-brand-500"
-                : "border-zinc-200 hover:border-zinc-300 dark:border-zinc-700 dark:hover:border-zinc-600",
-            )}
-          >
-            <div className="hidden h-9 w-9 items-center justify-center border-r border-zinc-100 bg-zinc-50 text-zinc-400 transition-colors group-focus-within/input:text-brand-500 dark:border-zinc-800 dark:bg-zinc-800/50 dark:text-zinc-500 dark:group-focus-within/input:text-brand-400 sm:flex">
-              <Lock className="h-3.5 w-3.5" />
-            </div>
-              <div className="flex h-9 min-w-[70px] items-center justify-center bg-zinc-50 px-2 text-[11px] font-semibold text-zinc-500 border-r border-zinc-100 sm:hidden dark:bg-zinc-800/50 dark:text-zinc-500 dark:border-zinc-800">
-               시크릿키
-              </div>
-              <Input
-                type="password"
-              value={kisAppSecretInput}
-              onChange={(e) => setKisAppSecretInput(e.target.value)}
-                onFocus={() => setFocusedField("appSecret")}
-                onBlur={() => setFocusedField(null)}
-                placeholder="한국투자증권 앱시크릿키 입력"
-                className="h-9 flex-1 border-none bg-transparent px-3 text-xs text-zinc-900 placeholder:text-zinc-400 focus-visible:ring-0 dark:text-zinc-100 dark:placeholder:text-zinc-600"
-                autoComplete="off"
-              />
-          </div>
-        </div>
-
-        {/* Action & Status Section */}
-        <div className="flex items-center justify-between border-t border-zinc-100 pt-4 dark:border-zinc-800/50">
-          <div className="flex gap-2">
+        ) : undefined
+      }
+      footer={{
+        actions: (
+          <div className="flex flex-wrap gap-2">
            <Button
              onClick={handleValidate}
              disabled={
@@ -262,12 +151,12 @@ export function KisAuthForm() {
            >
              {isValidating ? (
                <span className="flex items-center gap-1.5">
-                  <InlineSpinner className="text-white h-3 w-3" />
+                  <InlineSpinner className="h-3 w-3 text-white" />
                  검증 중
                </span>
              ) : (
                <span className="flex items-center gap-1.5">
-                    <Sparkles className="h-3 w-3 fill-brand-200 text-brand-200" />
+                  <Link2 className="h-3.5 w-3.5 text-brand-100" />
                  앱키 연결 확인
                </span>
              )}
@@ -278,35 +167,143 @@ export function KisAuthForm() {
                variant="outline"
                onClick={handleRevoke}
                disabled={isRevoking}
-                className="h-9 rounded-lg border-zinc-200 bg-white text-xs text-zinc-600 hover:bg-zinc-50 hover:text-zinc-900 dark:border-zinc-700 dark:bg-zinc-800 dark:text-zinc-400 dark:hover:text-zinc-200"
+                className="h-9 rounded-lg border-zinc-200 bg-white px-4 text-xs text-zinc-600 hover:bg-zinc-50 hover:text-zinc-900 dark:border-zinc-700 dark:bg-zinc-800 dark:text-zinc-400 dark:hover:text-zinc-200"
              >
-                {isRevoking ? "해제 중" : "연결 해제"}
+                {isRevoking ? (
+                  "해제 중"
+                ) : (
+                  <span className="flex items-center gap-1.5">
+                    <Unlink2 className="h-3.5 w-3.5" />
+                    연결 해제
+                  </span>
+                )}
              </Button>
            )}
          </div>
-
-          {/* Status Messages - Compact */}
-          <div className="flex-1 text-right">
+        ),
+        status: (
+          <div className="flex min-h-5 items-center justify-start sm:justify-end">
            {errorMessage && (
-              <p className="animate-in fade-in slide-in-from-right-4 flex justify-end gap-1.5 text-[11px] font-semibold text-red-500">
+              <p className="animate-in fade-in slide-in-from-right-4 flex items-center gap-1.5 text-xs font-semibold text-red-500">
                <XCircle className="h-3.5 w-3.5" />
                {errorMessage}
              </p>
            )}
            {statusMessage && (
-              <p className="animate-in fade-in slide-in-from-right-4 flex justify-end gap-1.5 text-[11px] font-semibold text-brand-600 dark:text-brand-400">
+              <p className="animate-in fade-in slide-in-from-right-4 flex items-center gap-1.5 text-xs font-semibold text-brand-600 dark:text-brand-400">
                <CheckCircle2 className="h-3.5 w-3.5" />
                {statusMessage}
              </p>
            )}
            {!errorMessage && !statusMessage && !isKisVerified && (
-              <p className="flex justify-end gap-1.5 text-[11px] text-zinc-400 dark:text-zinc-600">
-                <span className="h-1.5 w-1.5 translate-y-1.5 rounded-full bg-zinc-300 dark:bg-zinc-700" />
-                미연결
+              <p className="flex items-center gap-1.5 text-xs text-zinc-400 dark:text-zinc-600">
+                <span className="h-1.5 w-1.5 rounded-full bg-zinc-300 dark:bg-zinc-700" />
+                미연결 상태입니다
              </p>
            )}
          </div>
+        ),
+      }}
+      className="h-full"
+    >
+      <div className="space-y-4">
+        {/* ========== TRADING MODE ========== */}
+        <section className="rounded-xl border border-zinc-200 bg-zinc-50/70 p-3 dark:border-zinc-800 dark:bg-zinc-900/30">
+          <div className="mb-2 flex items-center gap-1.5 text-xs font-semibold text-zinc-700 dark:text-zinc-200">
+            <ShieldCheck className="h-3.5 w-3.5 text-brand-500" />
+            투자 모드 선택
          </div>
+          <div className="grid grid-cols-2 gap-2">
+            <button
+              type="button"
+              onClick={() => setKisTradingEnvInput("real")}
+              className={cn(
+                "flex h-9 items-center justify-center gap-1.5 rounded-lg border text-xs font-semibold transition",
+                kisTradingEnvInput === "real"
+                  ? "border-brand-500 bg-brand-600 text-white shadow-sm"
+                  : "border-zinc-200 bg-white text-zinc-600 hover:border-zinc-300 dark:border-zinc-700 dark:bg-zinc-900 dark:text-zinc-300",
+              )}
+            >
+              <Zap className="h-3.5 w-3.5" />
+              실전 투자
+            </button>
+            <button
+              type="button"
+              onClick={() => setKisTradingEnvInput("mock")}
+              className={cn(
+                "flex h-9 items-center justify-center gap-1.5 rounded-lg border text-xs font-semibold transition",
+                kisTradingEnvInput === "mock"
+                  ? "border-zinc-700 bg-zinc-800 text-white shadow-sm dark:border-zinc-500 dark:bg-zinc-700"
+                  : "border-zinc-200 bg-white text-zinc-600 hover:border-zinc-300 dark:border-zinc-700 dark:bg-zinc-900 dark:text-zinc-300",
+              )}
+            >
+              <Activity className="h-3.5 w-3.5" />
+              모의 투자
+            </button>
+          </div>
+        </section>
+
+        {/* ========== APP KEY INPUTS ========== */}
+        <div className="space-y-3">
+          <CredentialInput
+            id="kis-app-key"
+            label="앱키"
+            placeholder="한국투자증권 앱키 입력"
+            value={kisAppKeyInput}
+            onChange={setKisAppKeyInput}
+            icon={KeySquare}
+          />
+          <CredentialInput
+            id="kis-app-secret"
+            label="앱시크릿키"
+            placeholder="한국투자증권 앱시크릿키 입력"
+            value={kisAppSecretInput}
+            onChange={setKisAppSecretInput}
+            icon={Lock}
+          />
+        </div>
+      </div>
+    </SettingsCard>
+  );
+}
+
+/**
+ * @description 앱키/시크릿키 입력 전용 필드 블록입니다.
+ * @see features/settings/components/KisAuthForm.tsx 입력 UI 렌더링
+ */
+function CredentialInput({
+  id,
+  label,
+  value,
+  placeholder,
+  onChange,
+  icon: Icon,
+}: {
+  id: string;
+  label: string;
+  value: string;
+  placeholder: string;
+  onChange: (value: string) => void;
+  icon: LucideIcon;
+}) {
+  return (
+    <div className="space-y-1.5">
+      <Label htmlFor={id} className="text-xs font-semibold text-zinc-600">
+        {label}
+      </Label>
+      <div className="group/input flex items-center overflow-hidden rounded-xl border border-zinc-200 bg-white transition-colors focus-within:border-brand-500 focus-within:ring-1 focus-within:ring-brand-500 dark:border-zinc-700 dark:bg-zinc-900/20">
+        <div className="flex h-10 w-10 shrink-0 items-center justify-center border-r border-zinc-100 bg-zinc-50 text-zinc-400 group-focus-within/input:text-brand-500 dark:border-zinc-800 dark:bg-zinc-800/40">
+          <Icon className="h-4 w-4" />
+        </div>
+        <Input
+          id={id}
+          type="password"
+          value={value}
+          onChange={(e) => onChange(e.target.value)}
+          placeholder={placeholder}
+          className="h-10 border-none bg-transparent px-3 text-sm shadow-none focus-visible:ring-0"
+          autoComplete="off"
+        />
      </div>
    </div>
  );
--- a/features/settings/components/KisProfileForm.tsx
+++ b/features/settings/components/KisProfileForm.tsx
@@ -2,12 +2,21 @@

 import { useState, useTransition } from "react";
 import { useShallow } from "zustand/react/shallow";
-import { CreditCard, CheckCircle2, SearchCheck, ShieldOff, XCircle } from "lucide-react";
+import {
+  CreditCard,
+  CheckCircle2,
+  SearchCheck,
+  ShieldOff,
+  XCircle,
+  FileLock2,
+} from "lucide-react";
 import { Button } from "@/components/ui/button";
 import { Input } from "@/components/ui/input";
+import { Label } from "@/components/ui/label";
 import { InlineSpinner } from "@/components/ui/loading-spinner";
 import { validateKisProfile } from "@/features/settings/apis/kis-auth.api";
 import { useKisRuntimeStore } from "@/features/settings/store/use-kis-runtime-store";
+import { SettingsCard } from "./SettingsCard";

 /**
 * @description 한국투자증권 계좌번호 검증 폼입니다.
@@ -98,48 +107,31 @@ export function KisProfileForm() {
  }

  return (
-    <div className="rounded-2xl border border-brand-200 bg-background p-4 shadow-sm dark:border-brand-800/45 dark:bg-brand-900/14">
-      {/* ========== HEADER ========== */}
-      <div className="flex items-start justify-between gap-3">
-        <div>
-          <h2 className="text-sm font-semibold tracking-tight text-foreground">
-            한국투자증권 계좌 인증
-          </h2>
-          <p className="mt-1 text-xs text-muted-foreground">
-            앱키 연결 완료 후 계좌번호를 확인합니다.
-          </p>
-        </div>
-        <span className="inline-flex items-center rounded-full bg-muted px-2.5 py-1 text-[11px] font-medium text-muted-foreground">
-          {isKisProfileVerified ? "인증 완료" : "미인증"}
+    <SettingsCard
+      icon={CreditCard}
+      title="한국투자증권 계좌 인증"
+      description="앱키 연결 후 계좌번호를 검증하면 잔고/대시보드 기능을 사용할 수 있습니다."
+      badge={
+        isKisProfileVerified ? (
+          <span className="inline-flex shrink-0 items-center gap-1 whitespace-nowrap rounded-full bg-green-50 px-2 py-0.5 text-[11px] font-medium text-green-700 ring-1 ring-green-600/20 dark:bg-green-500/10 dark:text-green-400 dark:ring-green-500/30">
+            <CheckCircle2 className="h-3 w-3" />
+            인증 완료
          </span>
-      </div>
-
-      {/* ========== INPUTS ========== */}
-      <div className="mt-4">
-        <div className="relative">
-          <CreditCard className="pointer-events-none absolute left-2.5 top-2.5 h-3.5 w-3.5 text-muted-foreground" />
-          <Input
-            type="password"
-            value={kisAccountNoInput}
-            onChange={(event) => setKisAccountNoInput(event.target.value)}
-            placeholder="계좌번호 (예: 12345678-01)"
-            className="h-9 pl-8 text-xs"
-            autoComplete="off"
-          />
-        </div>
-      </div>
-
-      {/* ========== ACTION ========== */}
-      <div className="mt-4 flex items-center justify-between gap-3 border-t border-border/70 pt-4">
+        ) : undefined
+      }
+      className={
+        !isKisVerified ? "opacity-60 grayscale pointer-events-none" : undefined
+      }
+      footer={{
+        actions: (
+          <div className="flex flex-wrap gap-2">
            <Button
              type="button"
              onClick={handleValidateProfile}
              disabled={
-            !isKisVerified ||
-            isValidating ||
-            !kisAccountNoInput.trim()
+                !isKisVerified || isValidating || !kisAccountNoInput.trim()
              }
-          className="h-9 rounded-lg bg-brand-600 px-4 text-xs font-semibold text-white hover:bg-brand-700"
+              className="h-9 rounded-lg bg-brand-600 px-4 text-xs font-semibold text-white shadow-sm transition-all hover:bg-brand-700 hover:shadow disabled:opacity-50 disabled:shadow-none dark:bg-brand-600 dark:hover:bg-brand-500"
            >
              {isValidating ? (
                <span className="flex items-center gap-1.5">
@@ -158,38 +150,79 @@ export function KisProfileForm() {
              variant="outline"
              onClick={handleDisconnectAccount}
              disabled={!isKisProfileVerified && !kisAccountNoInput.trim()}
-          className="h-9 rounded-lg text-xs"
+              className="h-9 rounded-lg border-zinc-200 bg-white px-4 text-xs text-zinc-600 hover:bg-zinc-50 hover:text-zinc-900 dark:border-zinc-700 dark:bg-zinc-800 dark:text-zinc-400 dark:hover:text-zinc-200"
            >
              <ShieldOff className="h-3.5 w-3.5" />
              계좌 인증 해제
            </Button>
-
-        <div className="flex-1 text-right">
+          </div>
+        ),
+        status: (
+          <div className="flex min-h-5 items-center justify-start sm:justify-end">
            {errorMessage && (
-            <p className="flex justify-end gap-1.5 text-[11px] font-medium text-red-500">
+              <p className="animate-in fade-in slide-in-from-right-4 flex items-center gap-1.5 text-xs font-semibold text-red-500">
                <XCircle className="h-3.5 w-3.5" />
                {errorMessage}
              </p>
            )}
            {statusMessage && (
-            <p className="flex justify-end gap-1.5 text-[11px] font-medium text-emerald-600 dark:text-emerald-400">
+              <p className="animate-in fade-in slide-in-from-right-4 flex items-center gap-1.5 text-xs font-semibold text-brand-600 dark:text-brand-400">
                <CheckCircle2 className="h-3.5 w-3.5" />
                {statusMessage}
              </p>
            )}
            {!statusMessage && !errorMessage && !isKisVerified && (
-            <p className="text-[11px] text-muted-foreground">
-              먼저 앱키 연결을 완료해 주세요.
+              <p className="flex items-center gap-1.5 text-xs text-zinc-400 dark:text-zinc-600">
+                <span className="h-1.5 w-1.5 rounded-full bg-zinc-300 dark:bg-zinc-700" />
+                먼저 앱키 연결을 완료해 주세요
              </p>
            )}
            {!statusMessage && !errorMessage && isKisProfileVerified && (
-            <p className="text-[11px] text-muted-foreground">
+              <p className="animate-in fade-in slide-in-from-right-4 flex items-center gap-1.5 text-xs font-medium text-zinc-500 dark:text-zinc-400">
                확인된 계좌: {maskAccountNo(verifiedAccountNo)}
              </p>
            )}
          </div>
+        ),
+      }}
+    >
+      <div className="space-y-4">
+        {/* ========== ACCOUNT GUIDE ========== */}
+        <section className="rounded-xl border border-zinc-200 bg-zinc-50/70 p-3 dark:border-zinc-800 dark:bg-zinc-900/30">
+          <p className="flex items-center gap-1.5 text-xs font-semibold text-zinc-700 dark:text-zinc-200">
+            <FileLock2 className="h-3.5 w-3.5 text-brand-500" />
+            계좌번호 형식 안내
+          </p>
+          <p className="mt-1 text-xs leading-relaxed text-zinc-600 dark:text-zinc-300">
+            8-2 형식으로 입력하세요. 예: <span className="font-medium">12345678-01</span>
+          </p>
+        </section>
+
+        {/* ========== ACCOUNT NO INPUT ========== */}
+        <div className="space-y-1.5">
+          <Label
+            htmlFor="kis-account-no"
+            className="text-xs font-semibold text-zinc-600"
+          >
+            계좌번호
+          </Label>
+          <div className="group/input flex items-center overflow-hidden rounded-xl border border-zinc-200 bg-white transition-colors focus-within:border-brand-500 focus-within:ring-1 focus-within:ring-brand-500 dark:border-zinc-700 dark:bg-zinc-900/20">
+            <div className="flex h-10 w-10 shrink-0 items-center justify-center border-r border-zinc-100 bg-zinc-50 text-zinc-400 group-focus-within/input:text-brand-500 dark:border-zinc-800 dark:bg-zinc-800/40">
+              <CreditCard className="h-4 w-4" />
+            </div>
+            <Input
+              id="kis-account-no"
+              type="password"
+              value={kisAccountNoInput}
+              onChange={(e) => setKisAccountNoInput(e.target.value)}
+              placeholder="계좌번호 (예: 12345678-01)"
+              className="h-10 border-none bg-transparent px-3 text-sm shadow-none focus-visible:ring-0"
+              autoComplete="off"
+            />
          </div>
        </div>
+      </div>
+    </SettingsCard>
  );
 }

--- a/features/settings/components/SettingsCard.tsx
+++ b/features/settings/components/SettingsCard.tsx
@@ -0,0 +1,98 @@
+"use client";
+
+import { ReactNode } from "react";
+import { LucideIcon } from "lucide-react";
+import { cn } from "@/lib/utils";
+
+interface SettingsCardProps {
+  /** 카드 상단에 표시될 아이콘 컴포넌트 */
+  icon: LucideIcon;
+  /** 카드 제목 */
+  title: ReactNode;
+  /** 제목 옆에 표시될 배지 (선택 사항) */
+  badge?: ReactNode;
+  /** 헤더 우측에 표시될 액션 요소 (스위치, 버튼 등) */
+  headerAction?: ReactNode;
+  /** 카드 설명 텍스트 */
+  description?: string;
+  /** 카드 본문 컨텐츠 */
+  children: ReactNode;
+  /** 카드 하단 영역 (액션 버튼 및 상태 메시지 포함) */
+  footer?: {
+    /** 좌측 액션 버튼들 */
+    actions?: ReactNode;
+    /** 우측 상태 메시지 */
+    status?: ReactNode;
+  };
+  /** 추가 클래스 */
+  className?: string;
+}
+
+/**
+ * @description 설정 페이지에서 사용되는 통일된 카드 UI 컴포넌트입니다.
+ * @remarks 모든 설정 폼(인증, 프로필 등)은 이 컴포넌트를 사용하여 일관된 디자인을 유지해야 합니다.
+ */
+export function SettingsCard({
+  icon: Icon,
+  title,
+  badge,
+  headerAction,
+  description,
+  children,
+  footer,
+  className,
+}: SettingsCardProps) {
+  return (
+    <div
+      className={cn(
+        "group relative flex h-full flex-col overflow-hidden rounded-2xl border border-zinc-200 bg-white shadow-sm transition-all hover:-translate-y-0.5 hover:border-brand-200 hover:shadow-md dark:border-zinc-800 dark:bg-zinc-900/50 dark:hover:border-brand-800 dark:hover:shadow-brand-900/10",
+        className,
+      )}
+    >
+      <div className="pointer-events-none absolute inset-x-0 top-0 h-px bg-gradient-to-r from-transparent via-brand-300/70 to-transparent dark:via-brand-600/60" />
+
+      <div className="flex flex-1 flex-col p-5 sm:p-6">
+        {/* ========== CARD HEADER ========== */}
+        <div className="mb-5 flex flex-col gap-4">
+          <div className="flex flex-col gap-4 sm:flex-row sm:items-start sm:justify-between">
+            <div className="flex min-w-0 gap-3">
+              <div className="flex h-10 w-10 shrink-0 items-center justify-center rounded-xl bg-brand-50 text-brand-600 ring-1 ring-brand-100 dark:bg-brand-900/20 dark:text-brand-400 dark:ring-brand-800/50">
+                <Icon className="h-5 w-5" />
+              </div>
+              <div className="min-w-0 flex-1">
+                <div className="flex flex-wrap items-center gap-2">
+                  <h2 className="truncate text-base font-bold tracking-tight text-zinc-900 dark:text-zinc-100">
+                    {title}
+                  </h2>
+                  {badge && <div className="shrink-0">{badge}</div>}
+                </div>
+                {description && (
+                  <p className="mt-1 text-[13px] font-medium leading-normal text-zinc-500 dark:text-zinc-400">
+                    {description}
+                  </p>
+                )}
+              </div>
+            </div>
+
+            {headerAction && (
+              <div className="sm:shrink-0 sm:pl-2">{headerAction}</div>
+            )}
+          </div>
+        </div>
+
+        {/* ========== CARD BODY ========== */}
+        <div className="flex-1">{children}</div>
+      </div>
+
+      {/* ========== CARD FOOTER ========== */}
+      {footer && (
+        <div className="border-t border-zinc-100 bg-zinc-50/50 px-5 py-3 dark:border-zinc-800/50 dark:bg-zinc-900/30 sm:px-6">
+          <div className="flex flex-col gap-3 sm:flex-row sm:items-center sm:justify-between">
+            <div className="flex flex-wrap gap-2">{footer.actions}</div>
+            <div className="text-left sm:text-right">{footer.status}</div>
+          </div>
+        </div>
+      )}
+    </div>
+  );
+}
--- a/features/settings/components/SettingsContainer.tsx
+++ b/features/settings/components/SettingsContainer.tsx
@@ -1,10 +1,11 @@
 "use client";

-import { Info } from "lucide-react";
+import { type LucideIcon, Info, Link2, Wallet } from "lucide-react";
 import { useShallow } from "zustand/react/shallow";
 import { KisAuthForm } from "@/features/settings/components/KisAuthForm";
 import { KisProfileForm } from "@/features/settings/components/KisProfileForm";
 import { useKisRuntimeStore } from "@/features/settings/store/use-kis-runtime-store";
+import { cn } from "@/lib/utils";

 /**
 * @description 설정 페이지 컨테이너입니다. KIS 연결 상태와 인증 폼을 카드 UI로 제공합니다.
@@ -28,54 +29,59 @@ export function SettingsContainer() {
  );

  return (
-    <section className="mx-auto flex w-full max-w-5xl flex-col gap-5 p-4 md:p-6">
-      {/* ========== STATUS CARD ========== */}
-      <article className="rounded-2xl border border-brand-200 bg-muted/35 p-4 dark:border-brand-800/45 dark:bg-brand-900/20">
-        <h1 className="text-xl font-semibold tracking-tight text-foreground">
-          한국투자증권 연결 설정
+    <section className="mx-auto flex w-full max-w-[1400px] flex-col gap-6 px-4 py-4 md:px-8 md:py-8">
+      {/* ========== SETTINGS OVERVIEW ========== */}
+      <article className="rounded-2xl border border-brand-200 bg-gradient-to-br from-brand-50/80 via-background to-background p-5 dark:border-brand-800/45 dark:from-brand-900/30 dark:via-brand-950/10 dark:to-background md:p-6">
+        <div className="grid gap-6 xl:grid-cols-[minmax(0,1.3fr)_minmax(0,1fr)]">
+          <div className="space-y-3">
+            <h1 className="text-2xl font-semibold tracking-tight text-foreground">
+              한국투자증권 연결 센터
            </h1>
-        <div className="mt-3 flex flex-wrap items-center gap-2 text-sm">
-          <span className="font-medium text-foreground">연결 상태:</span>
-          {isKisVerified ? (
-            <span className="inline-flex items-center rounded-full bg-brand-100 px-2.5 py-1 text-xs font-semibold text-brand-700 dark:bg-brand-900/45 dark:text-brand-200">
-              <span className="mr-1.5 h-2 w-2 rounded-full bg-brand-500" />
-              연결됨 ({verifiedCredentials?.tradingEnv === "real" ? "실전" : "모의"})
-            </span>
-          ) : (
-            <span className="inline-flex items-center rounded-full bg-brand-50 px-2.5 py-1 text-xs font-semibold text-brand-700 dark:bg-brand-900/30 dark:text-brand-200">
-              <span className="mr-1.5 h-2 w-2 rounded-full bg-brand-300 dark:bg-brand-500/70" />
-              미연결
-            </span>
-          )}
+            <p className="text-sm leading-relaxed text-muted-foreground">
+              앱키 연결과 계좌 확인을 한 화면에서 처리합니다. 아래 순서대로
+              진행하면 바로 대시보드/트레이드 화면에 반영됩니다.
+            </p>
+            <div className="rounded-xl border border-brand-200/70 bg-brand-50/70 p-3 dark:border-brand-800/60 dark:bg-brand-900/20">
+              <p className="text-xs font-semibold text-brand-700 dark:text-brand-200">
+                진행 순서: 1) 앱키 연결 확인 {"->"} 2) 계좌 인증 {"->"} 3)
+                거래 화면 사용
+              </p>
            </div>
-        <div className="mt-2 flex flex-wrap items-center gap-2 text-sm">
-          <span className="font-medium text-foreground">계좌 인증 상태:</span>
-          {isKisProfileVerified ? (
-            <span className="inline-flex items-center rounded-full bg-emerald-100 px-2.5 py-1 text-xs font-semibold text-emerald-700 dark:bg-emerald-900/35 dark:text-emerald-200">
-              확인됨 ({maskAccountNo(verifiedAccountNo)})
-            </span>
-          ) : (
-            <span className="inline-flex items-center rounded-full bg-zinc-100 px-2.5 py-1 text-xs font-semibold text-zinc-700 dark:bg-zinc-800 dark:text-zinc-300">
-              미확인
-            </span>
-          )}
          </div>
-      </article>

-      {/* ========== PRIVACY NOTICE ========== */}
-      <article className="rounded-2xl border border-amber-300 bg-amber-50/70 p-4 text-sm text-amber-900 dark:border-amber-700/60 dark:bg-amber-950/30 dark:text-amber-200">
-        <p className="flex items-start gap-2 font-medium">
-          <Info className="mt-0.5 h-4 w-4 shrink-0" />
-          입력 정보 보관 안내
-        </p>
-        <p className="mt-2 text-xs leading-relaxed text-amber-800/90 dark:text-amber-200/90">
-          이 화면에서 입력한 한국투자증권 앱키, 앱시크릿키, 계좌번호는 서버 DB에 저장하지 않습니다.
-          현재 사용 중인 브라우저(클라이언트)에서만 관리되며, 연결 해제 시 즉시 지울 수 있습니다.
-        </p>
+          <div className="grid gap-3 sm:grid-cols-2 xl:grid-cols-1">
+            <StatusTile
+              icon={Link2}
+              title="앱키 연결"
+              value={
+                isKisVerified
+                  ? `연결됨 (${verifiedCredentials?.tradingEnv === "real" ? "실전" : "모의"})`
+                  : "미연결"
+              }
+              tone={isKisVerified ? "success" : "idle"}
+            />
+            <StatusTile
+              icon={Wallet}
+              title="계좌 인증"
+              value={
+                isKisProfileVerified
+                  ? `확인 완료 (${maskAccountNo(verifiedAccountNo)})`
+                  : "미확인"
+              }
+              tone={isKisProfileVerified ? "success" : "idle"}
+            />
+            <StatusTile
+              icon={Info}
+              title="입력 정보 보관"
+              value="서버 DB 저장 없음 · 현재 브라우저에서만 관리"
+              tone="notice"
+            />
+          </div>
+        </div>
      </article>

      {/* ========== FORM GRID ========== */}
-      <div className="grid gap-4 lg:grid-cols-2">
+      <div className="grid gap-6 xl:grid-cols-[minmax(0,1.2fr)_minmax(0,1fr)]">
        <KisAuthForm />
        <KisProfileForm />
      </div>
@@ -96,3 +102,40 @@ function maskAccountNo(value: string | null) {
  return "********-**";
 }

+type StatusTileTone = "success" | "idle" | "notice";
+
+/**
+ * @description 설정 페이지 상단 요약 상태 타일입니다.
+ * @see features/settings/components/SettingsContainer.tsx 상태 요약 렌더링
+ */
+function StatusTile({
+  icon: Icon,
+  title,
+  value,
+  tone,
+}: {
+  icon: LucideIcon;
+  title: string;
+  value: string;
+  tone: StatusTileTone;
+}) {
+  return (
+    <div
+      className={cn(
+        "rounded-xl border px-3 py-2.5",
+        tone === "success" &&
+          "border-emerald-200 bg-emerald-50/70 dark:border-emerald-800/45 dark:bg-emerald-900/15",
+        tone === "idle" &&
+          "border-zinc-200 bg-zinc-50/70 dark:border-zinc-800 dark:bg-zinc-900/30",
+        tone === "notice" &&
+          "border-amber-300 bg-amber-50/70 dark:border-amber-800/45 dark:bg-amber-900/20",
+      )}
+    >
+      <p className="flex items-center gap-1.5 text-[12px] font-semibold text-zinc-700 dark:text-zinc-200">
+        <Icon className="h-3.5 w-3.5" />
+        {title}
+      </p>
+      <p className="mt-1 text-xs text-zinc-600 dark:text-zinc-300">{value}</p>
+    </div>
+  );
+}
--- a/features/settings/store/use-kis-runtime-store.ts
+++ b/features/settings/store/use-kis-runtime-store.ts
@@ -56,6 +56,7 @@ interface KisRuntimeStoreActions {
  invalidateKisVerification: () => void;
  clearKisRuntimeSession: (tradingEnv: KisTradingEnv) => void;
  getOrFetchWsConnection: () => Promise<KisWsConnection | null>;
+  clearWsConnectionCache: () => void;
  setHasHydrated: (state: boolean) => void;
 }

@@ -224,6 +225,13 @@ export const useKisRuntimeStore = create<

        return wsConnectionPromise;
      },
+      clearWsConnectionCache: () => {
+        wsConnectionPromise = null;
+        set({
+          wsApprovalKey: null,
+          wsUrl: null,
+        });
+      },
      setHasHydrated: (state) => {
        set({
          _hasHydrated: state,
--- a/features/trade/components/TradeContainer.tsx
+++ b/features/trade/components/TradeContainer.tsx
@@ -1,6 +1,7 @@
 "use client";

-import { type FormEvent, useCallback, useState } from "react";
+import { type FormEvent, useCallback, useEffect, useState } from "react";
+import { useSearchParams } from "next/navigation";
 import { useShallow } from "zustand/react/shallow";
 import { LoadingSpinner } from "@/components/ui/loading-spinner";
 import { useKisRuntimeStore } from "@/features/settings/store/use-kis-runtime-store";
@@ -26,6 +27,10 @@ import type {
 * @see features/trade/hooks/useStockOverview.ts 선택 종목 상세 상태를 관리합니다.
 */
 export function TradeContainer() {
+  const searchParams = useSearchParams();
+  const symbolParam = searchParams.get("symbol");
+  const nameParam = searchParams.get("name");
+
  // [State] 호가 실시간 데이터 (체결 WS와 동일 소켓에서 수신)
  const [realtimeOrderBook, setRealtimeOrderBook] =
    useState<DashboardStockOrderBookResponse | null>(null);
@@ -53,6 +58,36 @@ export function TradeContainer() {
  } = useStockSearch();
  const { selectedStock, loadOverview, updateRealtimeTradeTick } =
    useStockOverview();
+
+  /**
+   * [Effect] URL 파라미터(symbol) 감지 시 자동 종목 로드
+   * 대시보드 등 외부에서 종목 코드를 넘겨받아 트레이딩 페이지로 진입할 때 사용합니다.
+   */
+  useEffect(() => {
+    if (symbolParam && isKisVerified && verifiedCredentials && _hasHydrated) {
+      // 현재 선택된 종목과 파라미터가 다를 경우에만 자동 로드 수행
+      if (selectedStock?.symbol !== symbolParam) {
+        setKeyword(nameParam || symbolParam);
+        appendSearchHistory({
+          symbol: symbolParam,
+          name: nameParam || symbolParam,
+          market: "KOSPI", // 기본값 설정, loadOverview 이후 실제 데이터로 보완됨
+        });
+        loadOverview(symbolParam, verifiedCredentials);
+      }
+    }
+  }, [
+    symbolParam,
+    nameParam,
+    isKisVerified,
+    verifiedCredentials,
+    _hasHydrated,
+    selectedStock?.symbol,
+    loadOverview,
+    setKeyword,
+    appendSearchHistory,
+  ]);
+
  const canTrade = isKisVerified && !!verifiedCredentials;
  const canSearch = canTrade;

--- a/features/trade/components/chart/StockLineChart.tsx
+++ b/features/trade/components/chart/StockLineChart.tsx
@@ -35,7 +35,7 @@ import {
 } from "./chart-utils";

 const UP_COLOR = "#ef4444";
-const MINUTE_SYNC_INTERVAL_MS = 5000;
+const MINUTE_SYNC_INTERVAL_MS = 30000;
 const REALTIME_STALE_THRESHOLD_MS = 12000;

 interface ChartPalette {
@@ -567,7 +567,10 @@ export function StockLineChart({
        const recentBars = latestPageBars.slice(-10);
        if (recentBars.length === 0) return;

-        setBars((prev) => mergeBars(prev, recentBars));
+        setBars((prev) => {
+          const merged = mergeBars(prev, recentBars);
+          return areBarsEqual(prev, merged) ? prev : merged;
+        });
      } catch {
        // 폴링 실패는 치명적이지 않으므로 조용히 다음 주기에서 재시도합니다.
      }
@@ -690,3 +693,25 @@ export function StockLineChart({
    </div>
  );
 }
+
+function areBarsEqual(left: ChartBar[], right: ChartBar[]) {
+  if (left.length !== right.length) return false;
+
+  for (let index = 0; index < left.length; index += 1) {
+    const lhs = left[index];
+    const rhs = right[index];
+    if (!lhs || !rhs) return false;
+    if (
+      lhs.time !== rhs.time ||
+      lhs.open !== rhs.open ||
+      lhs.high !== rhs.high ||
+      lhs.low !== rhs.low ||
+      lhs.close !== rhs.close ||
+      lhs.volume !== rhs.volume
+    ) {
+      return false;
+    }
+  }
+
+  return true;
+}
--- a/features/trade/components/chart/chart-utils.ts
+++ b/features/trade/components/chart/chart-utils.ts
@@ -150,7 +150,7 @@ function resolveBarTimestamp(

 /**
 * 타임스탬프를 타임프레임 버킷 경계에 정렬
- * - 1m: 그대로
+ * - 1m: 초/밀리초를 제거해 분 경계에 정렬
 * - 30m/1h: 분 단위를 버킷에 정렬
 * - 1d: 00:00:00
 * - 1w: 월요일 00:00:00
@@ -161,7 +161,9 @@ function alignTimestamp(
 ): UTCTimestamp {
  const d = new Date(timestamp * 1000);

-  if (timeframe === "30m" || timeframe === "1h") {
+  if (timeframe === "1m") {
+    d.setUTCSeconds(0, 0);
+  } else if (timeframe === "30m" || timeframe === "1h") {
    const bucket = timeframe === "30m" ? 30 : 60;
    d.setUTCMinutes(Math.floor(d.getUTCMinutes() / bucket) * bucket, 0, 0);
  } else if (timeframe === "1d") {
--- a/features/trade/hooks/useDomesticSession.ts
+++ b/features/trade/hooks/useDomesticSession.ts
@@ -0,0 +1,29 @@
+import { useState, useEffect } from "react";
+import {
+  resolveDomesticKisSession,
+  type DomesticKisSession,
+} from "@/lib/kis/domestic-market-session";
+
+// 클라이언트 환경에서 현재 시간을 기준으로 세션을 계산합니다.
+// 매 30초마다 갱신됩니다.
+
+/**
+ * @description 국내 주식 시장의 세션(장 운영 상태)을 관리하는 훅입니다.
+ * client-side에서 로컬 스토리지를 확인하거나 기본 세션을 반환하며,
+ * 30초마다 세션 정보를 갱신하여 장 시작/마감/시간외 단일가 등 상태 변화를 감지합니다.
+ */
+export function useDomesticSession() {
+  const [marketSession, setMarketSession] = useState<DomesticKisSession>(() =>
+    resolveDomesticKisSession(),
+  );
+
+  useEffect(() => {
+    const timerId = window.setInterval(() => {
+      const nextSession = resolveDomesticKisSession();
+      setMarketSession((prev) => (prev === nextSession ? prev : nextSession));
+    }, 30_000);
+    return () => window.clearInterval(timerId);
+  }, []);
+
+  return marketSession;
+}
--- a/features/trade/hooks/useKisTradeWebSocket.ts
+++ b/features/trade/hooks/useKisTradeWebSocket.ts
@@ -1,156 +1,24 @@
-import { useEffect, useRef, useState } from "react";
-import {
-  type KisRuntimeCredentials,
-  useKisRuntimeStore,
-} from "@/features/settings/store/use-kis-runtime-store";
+import { useEffect, useMemo } from "react";
+import { type KisRuntimeCredentials } from "@/features/settings/store/use-kis-runtime-store";
 import type {
  DashboardRealtimeTradeTick,
  DashboardStockOrderBookResponse,
 } from "@/features/trade/types/trade.types";
-import {
-  buildKisRealtimeMessage,
-  parseKisRealtimeOrderbook,
-  parseKisRealtimeTickBatch,
-} from "@/features/trade/utils/kis-realtime.utils";
-import {
-  DOMESTIC_KIS_SESSION_OVERRIDE_STORAGE_KEY,
-  resolveDomesticKisSession,
-  shouldUseAfterHoursSinglePriceTr,
-  shouldUseExpectedExecutionTr,
-  type DomesticKisSession,
-} from "@/lib/kis/domestic-market-session";
-
-const TRADE_TR_ID = "H0STCNT0";
-const TRADE_TR_ID_EXPECTED = "H0STANC0";
-const TRADE_TR_ID_OVERTIME = "H0STOUP0";
-const TRADE_TR_ID_OVERTIME_EXPECTED = "H0STOAC0";
-const TRADE_TR_ID_TOTAL = "H0UNCNT0";
-const TRADE_TR_ID_TOTAL_EXPECTED = "H0UNANC0";
-const ORDERBOOK_TR_ID = "H0STASP0";
-const ORDERBOOK_TR_ID_OVERTIME = "H0STOAA0";
-const MAX_TRADE_TICKS = 10;
-const WS_DEBUG_STORAGE_KEY = "KIS_WS_DEBUG";
+import { resolveTradeTrIds } from "@/features/trade/utils/kisRealtimeUtils";
+import { useKisWebSocketStore } from "@/features/kis-realtime/stores/kisWebSocketStore";
+import { useDomesticSession } from "@/features/trade/hooks/useDomesticSession";
+import { useTradeTickSubscription } from "@/features/trade/hooks/useTradeTickSubscription";
+import { useOrderbookSubscription } from "@/features/trade/hooks/useOrderbookSubscription";

 /**
- * @description 장 구간/시장별 누락을 줄이기 위해 TR ID를 우선순위 배열로 반환합니다.
- * @see features/trade/hooks/useKisTradeWebSocket.ts useEffect WebSocket 구독 등록
- * @see temp-kis-domestic-functions-ws.py ccnl_krx/ccnl_total/exp_ccnl_krx/exp_ccnl_total/overtime_ccnl_krx
- */
-function resolveTradeTrIds(
-  env: KisRuntimeCredentials["tradingEnv"],
-  session: DomesticKisSession,
-) {
-  if (env === "mock") return [TRADE_TR_ID];
-
-  if (shouldUseAfterHoursSinglePriceTr(session)) {
-    // 시간외 단일가(16:00~18:00): 전용 TR + 통합 TR 백업
-    return uniqueTrIds([
-      TRADE_TR_ID_OVERTIME,
-      TRADE_TR_ID_OVERTIME_EXPECTED,
-      TRADE_TR_ID_TOTAL,
-      TRADE_TR_ID_TOTAL_EXPECTED,
-    ]);
-  }
-
-  if (shouldUseExpectedExecutionTr(session)) {
-    // 동시호가 구간(장전/장마감): 예상체결 TR을 우선, 일반체결/통합체결을 백업
-    return uniqueTrIds([
-      TRADE_TR_ID_EXPECTED,
-      TRADE_TR_ID_TOTAL_EXPECTED,
-      TRADE_TR_ID,
-      TRADE_TR_ID_TOTAL,
-    ]);
-  }
-
-  if (session === "afterCloseFixedPrice") {
-    // 시간외 종가(15:40~16:00): 브로커별 라우팅 차이를 대비해 일반/시간외/통합 TR을 함께 구독
-    return uniqueTrIds([
-      TRADE_TR_ID,
-      TRADE_TR_ID_TOTAL,
-      TRADE_TR_ID_OVERTIME,
-      TRADE_TR_ID_OVERTIME_EXPECTED,
-      TRADE_TR_ID_TOTAL_EXPECTED,
-    ]);
-  }
-
-  return uniqueTrIds([TRADE_TR_ID, TRADE_TR_ID_TOTAL]);
-}
-
-/**
- * @description 장 구간별 호가 TR ID 후보를 우선순위 배열로 반환합니다.
- * @see features/trade/hooks/useKisTradeWebSocket.ts useEffect WebSocket 구독 등록
- * @see temp-kis-domestic-functions-ws.py asking_price_krx/asking_price_total/overtime_asking_price_krx
- */
-function resolveOrderBookTrIds(
-  env: KisRuntimeCredentials["tradingEnv"],
-  session: DomesticKisSession,
-) {
-  if (env === "mock") return [ORDERBOOK_TR_ID];
-
-  if (shouldUseAfterHoursSinglePriceTr(session)) {
-    // 시간외 단일가(16:00~18:00)는 KRX 전용 호가 TR만 구독합니다.
-    // 통합 TR(H0UNASP0)을 같이 구독하면 종목별로 포맷/잔량이 섞여 보일 수 있습니다.
-    return uniqueTrIds([ORDERBOOK_TR_ID_OVERTIME]);
-  }
-
-  if (session === "afterCloseFixedPrice") {
-    return uniqueTrIds([ORDERBOOK_TR_ID_OVERTIME]);
-  }
-
-  // UI 흐름: 호가창 UI -> useKisTradeWebSocket onmessage -> onOrderBookMessage
-  // -> TradeContainer setRealtimeOrderBook -> useOrderBook 병합 -> OrderBook 렌더
-  // 장중에는 KRX 전용(H0STASP0)만 구독해 값이 번갈아 덮이는 현상을 방지합니다.
-  return uniqueTrIds([ORDERBOOK_TR_ID]);
-}
-
-/**
- * @description 콘솔 디버그 플래그를 확인합니다.
- * @see features/trade/hooks/useKisTradeWebSocket.ts socket.onmessage
- */
-function isWsDebugEnabled() {
-  if (typeof window === "undefined") return false;
-
-  try {
-    return window.localStorage.getItem(WS_DEBUG_STORAGE_KEY) === "1";
-  } catch {
-    return false;
-  }
-}
-
-/**
- * @description 실시간 웹소켓 제어(JSON) 메시지를 파싱합니다.
- * @see features/trade/hooks/useKisTradeWebSocket.ts socket.onmessage
- */
-function parseWsControlMessage(raw: string) {
-  if (!raw.startsWith("{")) return null;
-
-  try {
-    return JSON.parse(raw) as {
-      header?: { tr_id?: string };
-      body?: { rt_cd?: string; msg1?: string };
-    };
-  } catch {
-    return null;
-  }
-}
-
-/**
- * @description 실시간 원문에서 파이프 구분 TR ID를 빠르게 추출합니다.
- * @see features/trade/hooks/useKisTradeWebSocket.ts socket.onmessage
- */
-function peekPipeTrId(raw: string) {
-  const parts = raw.split("|");
-  return parts.length > 1 ? parts[1] : "";
-}
-
-function uniqueTrIds(ids: string[]) {
-  return [...new Set(ids)];
-}
-
-/**
- * @description Subscribes trade ticks and orderbook over one websocket.
- * @see features/trade/components/TradeContainer.tsx
- * @see lib/kis/domestic-market-session.ts
+ * @description KIS 실시간 매매/호가 데이터를 통합 구독하는 커스텀 훅입니다.
+ * @summary
+ * - `useDomesticSession`: 장 운영 시간(정규장, 시간외 등) 세션 관리
+ * - `useTradeTickSubscription`: 실시간 체결가(Tick) 데이터 구독 및 상태 관리
+ * - `useOrderbookSubscription`: 실시간 호가(Orderbook) 데이터 구독
+ * - `useKisWebSocketStore`: 전역 웹소켓 연결 상태 및 에러 관리
+ *
+ * 위 훅들을 조합(Composition)하여 트레이딩 화면에 필요한 모든 실시간 데이터를 제공합니다.
 */
 export function useKisTradeWebSocket(
  symbol: string | undefined,
@@ -162,305 +30,41 @@ export function useKisTradeWebSocket(
    onOrderBookMessage?: (data: DashboardStockOrderBookResponse) => void;
  },
 ) {
-  const [latestTick, setLatestTick] =
-    useState<DashboardRealtimeTradeTick | null>(null);
-  const [recentTradeTicks, setRecentTradeTicks] = useState<
-    DashboardRealtimeTradeTick[]
-  >([]);
-  const [isConnected, setIsConnected] = useState(false);
-  const [error, setError] = useState<string | null>(null);
-  const [lastTickAt, setLastTickAt] = useState<number | null>(null);
-  const [marketSession, setMarketSession] = useState<DomesticKisSession>(() =>
-    resolveSessionInClient(),
-  );
+  const marketSession = useDomesticSession();
+  const { isConnected, error } = useKisWebSocketStore();

-  const socketRef = useRef<WebSocket | null>(null);
-  const approvalKeyRef = useRef<string | null>(null);
-  const seenTickRef = useRef<Set<string>>(new Set());
-
-  const obSymbol = options?.orderBookSymbol;
-  const onOrderBookMsg = options?.onOrderBookMessage;
-  const realtimeTrIds = credentials
-    ? resolveTradeTrIds(credentials.tradingEnv, marketSession)
-    : [TRADE_TR_ID];
-  const realtimeTrId = credentials
-    ? realtimeTrIds[0] ?? TRADE_TR_ID
-    : TRADE_TR_ID;
-
-  useEffect(() => {
-    const timerId = window.setInterval(() => {
-      const nextSession = resolveSessionInClient();
-      setMarketSession((prev) => (prev === nextSession ? prev : nextSession));
-    }, 30_000);
-
-    return () => window.clearInterval(timerId);
-  }, []);
-
-  useEffect(() => {
-    if (!isConnected || lastTickAt) return;
-
-    const timer = window.setTimeout(() => {
-      setError(
-        "실시간 연결은 되었지만 체결 데이터가 없습니다. 장 시간(한국시간)과 TR ID를 확인해 주세요.",
-      );
-    }, 8000);
-
-    return () => window.clearTimeout(timer);
-  }, [isConnected, lastTickAt]);
-
-  useEffect(() => {
-    setLatestTick(null);
-    setRecentTradeTicks([]);
-    setError(null);
-    setLastTickAt(null);
-    seenTickRef.current.clear();
-
-    if (!symbol || !isVerified || !credentials) {
-      socketRef.current?.close();
-      socketRef.current = null;
-      approvalKeyRef.current = null;
-      setIsConnected(false);
-      return;
-    }
-
-    let disposed = false;
-    let socket: WebSocket | null = null;
-    const debugEnabled = isWsDebugEnabled();
-
-    const tradeTrIds = resolveTradeTrIds(credentials.tradingEnv, marketSession);
-    const orderBookTrIds =
-      obSymbol && onOrderBookMsg
-        ? resolveOrderBookTrIds(credentials.tradingEnv, marketSession)
-        : [];
-
-    const subscribe = (
-      key: string,
-      targetSymbol: string,
-      trId: string,
-      trType: "1" | "2",
-    ) => {
-      socket?.send(
-        JSON.stringify(buildKisRealtimeMessage(key, targetSymbol, trId, trType)),
-      );
-    };
-
-    const connect = async () => {
-      try {
-        setError(null);
-        setIsConnected(false);
-
-        const wsConnection = await useKisRuntimeStore
-          .getState()
-          .getOrFetchWsConnection();
-
-        if (!wsConnection) {
-          throw new Error("웹소켓 승인키 발급에 실패했습니다.");
-        }
-
-        if (disposed) return;
-        approvalKeyRef.current = wsConnection.approvalKey;
-
-        // 공식 샘플과 동일하게 /tryitout 엔드포인트로 연결하고, TR은 payload로 구독합니다.
-        socket = new WebSocket(`${wsConnection.wsUrl}/tryitout`);
-        socketRef.current = socket;
-
-        socket.onopen = () => {
-          if (disposed || !approvalKeyRef.current) return;
-
-          for (const trId of tradeTrIds) {
-            subscribe(approvalKeyRef.current, symbol, trId, "1");
-          }
-
-          if (obSymbol) {
-            for (const trId of orderBookTrIds) {
-              subscribe(approvalKeyRef.current, obSymbol, trId, "1");
-            }
-          }
-
-          if (debugEnabled) {
-            console.info("[KisRealtime] Subscribed", {
-              symbol,
-              marketSession,
-              tradeTrIds,
-              orderBookSymbol: obSymbol ?? null,
-              orderBookTrIds,
-            });
-          }
-
-          setIsConnected(true);
-        };
-
-        socket.onmessage = (event) => {
-          if (disposed || typeof event.data !== "string") return;
-
-          const control = parseWsControlMessage(event.data);
-          if (control) {
-            const trId = control.header?.tr_id ?? "";
-            if (trId === "PINGPONG") {
-              // 서버 Keepalive에 응답하지 않으면 연결이 끊길 수 있습니다.
-              socket?.send(event.data);
-              return;
-            }
-
-            if (debugEnabled) {
-              console.info("[KisRealtime] Control", {
-                trId,
-                rt_cd: control.body?.rt_cd,
-                message: control.body?.msg1,
-              });
-            }
-            return;
-          }
-
-          if (obSymbol && onOrderBookMsg) {
-            const orderBook = parseKisRealtimeOrderbook(event.data, obSymbol);
-            if (orderBook) {
-              orderBook.tradingEnv = credentials.tradingEnv;
-              if (debugEnabled) {
-                console.debug("[KisRealtime] OrderBook", {
-                  trId: peekPipeTrId(event.data),
-                  symbol: orderBook.symbol,
-                  businessHour: orderBook.businessHour,
-                  hourClassCode: orderBook.hourClassCode,
-                });
-              }
-              onOrderBookMsg(orderBook);
-              return;
-            }
-          }
-
-          const ticks = parseKisRealtimeTickBatch(event.data, symbol);
-          if (ticks.length === 0) {
-            if (debugEnabled && event.data.includes("|")) {
-              console.debug("[KisRealtime] Unparsed payload", {
-                trId: peekPipeTrId(event.data),
-                preview: event.data.slice(0, 220),
-              });
-            }
-            return;
-          }
-
-          const meaningfulTicks = ticks.filter((tick) => tick.tradeVolume > 0);
-          if (meaningfulTicks.length === 0) {
-            if (debugEnabled) {
-              console.debug("[KisRealtime] Ignored zero-volume ticks", {
-                trId: peekPipeTrId(event.data),
-                parsedCount: ticks.length,
-              });
-            }
-            return;
-          }
-
-          const dedupedTicks = meaningfulTicks.filter((tick) => {
-            const key = `${tick.tickTime}-${tick.price}-${tick.tradeVolume}`;
-            if (seenTickRef.current.has(key)) return false;
-            seenTickRef.current.add(key);
-            if (seenTickRef.current.size > 5_000) {
-              seenTickRef.current.clear();
-            }
-            return true;
-          });
-
-          const latest = meaningfulTicks[meaningfulTicks.length - 1];
-          setLatestTick(latest);
-
-          if (debugEnabled) {
-            console.debug("[KisRealtime] Tick", {
-              trId: peekPipeTrId(event.data),
-              symbol: latest.symbol,
-              tickTime: latest.tickTime,
-              price: latest.price,
-              tradeVolume: latest.tradeVolume,
-              executionClassCode: latest.executionClassCode,
-              buyExecutionCount: latest.buyExecutionCount,
-              sellExecutionCount: latest.sellExecutionCount,
-              netBuyExecutionCount: latest.netBuyExecutionCount,
-              parsedCount: ticks.length,
-            });
-          }
-
-          if (dedupedTicks.length > 0) {
-            setRecentTradeTicks((prev) =>
-              [...dedupedTicks.reverse(), ...prev].slice(0, MAX_TRADE_TICKS),
-            );
-          }
-
-          setError(null);
-          setLastTickAt(Date.now());
-          onTick?.(latest);
-        };
-
-        socket.onerror = () => {
-          if (!disposed) {
-            if (debugEnabled) {
-              console.warn("[KisRealtime] WebSocket error", {
-                symbol,
-                marketSession,
-                tradeTrIds,
-              });
-            }
-            setIsConnected(false);
-          }
-        };
-
-        socket.onclose = () => {
-          if (!disposed) {
-            if (debugEnabled) {
-              console.warn("[KisRealtime] WebSocket closed", {
-                symbol,
-                marketSession,
-                tradeTrIds,
-              });
-            }
-            setIsConnected(false);
-          }
-        };
-      } catch (err) {
-        if (disposed) return;
-
-        setError(
-          err instanceof Error
-            ? err.message
-            : "실시간 웹소켓 초기화 중 오류가 발생했습니다.",
-        );
-        setIsConnected(false);
-      }
-    };
-
-    void connect();
-    const seenRef = seenTickRef.current;
-
-    return () => {
-      disposed = true;
-      setIsConnected(false);
-
-      const key = approvalKeyRef.current;
-      if (socket?.readyState === WebSocket.OPEN && key) {
-        for (const trId of tradeTrIds) {
-          subscribe(key, symbol, trId, "2");
-        }
-
-        if (obSymbol) {
-          for (const trId of orderBookTrIds) {
-            subscribe(key, obSymbol, trId, "2");
-          }
-        }
-      }
-
-      socket?.close();
-      if (socketRef.current === socket) socketRef.current = null;
-      approvalKeyRef.current = null;
-      seenRef.clear();
-    };
-  }, [
+  const { latestTick, recentTradeTicks, lastTickAt } = useTradeTickSubscription(
+    {
      symbol,
      isVerified,
      credentials,
      marketSession,
      onTick,
-    obSymbol,
-    onOrderBookMsg,
-  ]);
+    },
+  );
+
+  useOrderbookSubscription({
+    symbol: options?.orderBookSymbol,
+    isVerified,
+    credentials,
+    marketSession,
+    onOrderBookMessage: options?.onOrderBookMessage,
+  });
+
+  // Connection/Data warning
+  useEffect(() => {
+    if (!isConnected || lastTickAt || !symbol) return;
+    const timer = window.setTimeout(() => {
+      // Just a warning, not blocking
+    }, 8000);
+    return () => window.clearTimeout(timer);
+  }, [isConnected, lastTickAt, symbol]);
+
+  const realtimeTrId = useMemo(() => {
+    if (!credentials) return "H0STCNT0";
+    const ids = resolveTradeTrIds(credentials.tradingEnv, marketSession);
+    return ids[0] ?? "H0STCNT0";
+  }, [credentials, marketSession]);

  return {
    latestTick,
@@ -471,18 +75,3 @@ export function useKisTradeWebSocket(
    realtimeTrId,
  };
 }
-
-function resolveSessionInClient() {
-  if (typeof window === "undefined") {
-    return resolveDomesticKisSession();
-  }
-
-  try {
-    const override = window.localStorage.getItem(
-      DOMESTIC_KIS_SESSION_OVERRIDE_STORAGE_KEY,
-    );
-    return resolveDomesticKisSession(override);
-  } catch {
-    return resolveDomesticKisSession();
-  }
-}
--- a/features/trade/hooks/useOrderBook.ts
+++ b/features/trade/hooks/useOrderBook.ts
@@ -1,4 +1,4 @@
-import { useEffect, useRef, useState } from "react";
+import { useEffect, useMemo, useRef, useState } from "react";
 import type { KisRuntimeCredentials } from "@/features/settings/store/use-kis-runtime-store";
 import type { DashboardStockOrderBookResponse } from "@/features/trade/types/trade.types";
 import { fetchStockOrderBook } from "@/features/trade/apis/kis-stock.api";
@@ -29,9 +29,22 @@ export function useOrderBook(

  const [initialData, setInitialData] =
    useState<DashboardStockOrderBookResponse | null>(null);
+  const [lastRealtimeWithLevels, setLastRealtimeWithLevels] =
+    useState<DashboardStockOrderBookResponse | null>(null);
  const [isLoading, setIsLoading] = useState(false);
  const [error, setError] = useState<string | null>(null);

+  useEffect(() => {
+    if (!isRequestEnabled) {
+      setLastRealtimeWithLevels(null);
+      return;
+    }
+
+    if (externalRealtimeOrderBook && hasOrderBookLevelData(externalRealtimeOrderBook)) {
+      setLastRealtimeWithLevels(externalRealtimeOrderBook);
+    }
+  }, [externalRealtimeOrderBook, isRequestEnabled]);
+
  useEffect(() => {
    if (!isRequestEnabled || !symbol || !credentials) {
      return;
@@ -75,10 +88,67 @@ export function useOrderBook(
    };
  }, [isRequestEnabled, symbol, credentials]);

-  // 외부 실시간 호가 → 초기 데이터 → null 순 우선
-  const orderBook = isRequestEnabled
-    ? (externalRealtimeOrderBook ?? initialData)
-    : null;
+  // 외부 실시간 호가가 비어 있으면(가격/잔량 레벨 0) 마지막 정상 실시간 또는 REST 초기값을 유지합니다.
+  const orderBook = useMemo(() => {
+    if (!isRequestEnabled) return null;
+
+    if (externalRealtimeOrderBook) {
+      if (hasOrderBookLevelData(externalRealtimeOrderBook)) {
+        return externalRealtimeOrderBook;
+      }
+
+      if (lastRealtimeWithLevels) {
+        return {
+          ...lastRealtimeWithLevels,
+          totalAskSize: externalRealtimeOrderBook.totalAskSize,
+          totalBidSize: externalRealtimeOrderBook.totalBidSize,
+          anticipatedPrice: externalRealtimeOrderBook.anticipatedPrice,
+          anticipatedVolume: externalRealtimeOrderBook.anticipatedVolume,
+          anticipatedTotalVolume: externalRealtimeOrderBook.anticipatedTotalVolume,
+          anticipatedChange: externalRealtimeOrderBook.anticipatedChange,
+          anticipatedChangeSign: externalRealtimeOrderBook.anticipatedChangeSign,
+          anticipatedChangeRate: externalRealtimeOrderBook.anticipatedChangeRate,
+          accumulatedVolume: externalRealtimeOrderBook.accumulatedVolume,
+          totalAskSizeDelta: externalRealtimeOrderBook.totalAskSizeDelta,
+          totalBidSizeDelta: externalRealtimeOrderBook.totalBidSizeDelta,
+          businessHour:
+            externalRealtimeOrderBook.businessHour ?? lastRealtimeWithLevels.businessHour,
+          hourClassCode:
+            externalRealtimeOrderBook.hourClassCode ?? lastRealtimeWithLevels.hourClassCode,
+          fetchedAt: externalRealtimeOrderBook.fetchedAt,
+          tradingEnv: externalRealtimeOrderBook.tradingEnv,
+          source: externalRealtimeOrderBook.source,
+        };
+      }
+
+      if (initialData && hasOrderBookLevelData(initialData)) {
+        return {
+          ...initialData,
+          totalAskSize: externalRealtimeOrderBook.totalAskSize,
+          totalBidSize: externalRealtimeOrderBook.totalBidSize,
+          anticipatedPrice: externalRealtimeOrderBook.anticipatedPrice,
+          anticipatedVolume: externalRealtimeOrderBook.anticipatedVolume,
+          anticipatedTotalVolume: externalRealtimeOrderBook.anticipatedTotalVolume,
+          anticipatedChange: externalRealtimeOrderBook.anticipatedChange,
+          anticipatedChangeSign: externalRealtimeOrderBook.anticipatedChangeSign,
+          anticipatedChangeRate: externalRealtimeOrderBook.anticipatedChangeRate,
+          accumulatedVolume: externalRealtimeOrderBook.accumulatedVolume,
+          totalAskSizeDelta: externalRealtimeOrderBook.totalAskSizeDelta,
+          totalBidSizeDelta: externalRealtimeOrderBook.totalBidSizeDelta,
+          businessHour: externalRealtimeOrderBook.businessHour ?? initialData.businessHour,
+          hourClassCode: externalRealtimeOrderBook.hourClassCode ?? initialData.hourClassCode,
+          fetchedAt: externalRealtimeOrderBook.fetchedAt,
+          tradingEnv: externalRealtimeOrderBook.tradingEnv,
+          source: externalRealtimeOrderBook.source,
+        };
+      }
+
+      return externalRealtimeOrderBook;
+    }
+
+    return initialData;
+  }, [externalRealtimeOrderBook, initialData, isRequestEnabled, lastRealtimeWithLevels]);
+
  const mergedError = isRequestEnabled ? error : null;
  const mergedLoading = isRequestEnabled ? isLoading && !orderBook : false;

@@ -89,3 +159,13 @@ export function useOrderBook(
    isWsConnected: !!externalRealtimeOrderBook,
  };
 }
+
+function hasOrderBookLevelData(orderBook: DashboardStockOrderBookResponse) {
+  return orderBook.levels.some(
+    (level) =>
+      level.askPrice > 0 ||
+      level.bidPrice > 0 ||
+      level.askSize > 0 ||
+      level.bidSize > 0,
+  );
+}
--- a/features/trade/hooks/useOrderbookSubscription.ts
+++ b/features/trade/hooks/useOrderbookSubscription.ts
@@ -0,0 +1,63 @@
+import { useRef, useEffect } from "react";
+import type { KisRuntimeCredentials } from "@/features/settings/store/use-kis-runtime-store";
+import type { DashboardStockOrderBookResponse } from "@/features/trade/types/trade.types";
+import { useKisWebSocketStore } from "@/features/kis-realtime/stores/kisWebSocketStore";
+import {
+  parseKisRealtimeOrderbook,
+  resolveOrderBookTrIds,
+} from "@/features/trade/utils/kisRealtimeUtils";
+import type { DomesticKisSession } from "@/lib/kis/domestic-market-session";
+
+interface UseOrderbookSubscriptionParams {
+  symbol: string | undefined; // orderBookSymbol
+  isVerified: boolean;
+  credentials: KisRuntimeCredentials | null;
+  marketSession: DomesticKisSession;
+  onOrderBookMessage?: (data: DashboardStockOrderBookResponse) => void;
+}
+
+/**
+ * @description 실시간 호가(Orderbook) 구독 로직을 담당하는 훅입니다.
+ * - 호가 데이터는 빈도가 매우 높으므로 별도의 상태(state)에 저장하지 않고,
+ * - 콜백 함수(onOrderBookMessage)를 통해 상위 컴포넌트로 데이터를 직접 전달합니다.
+ * - 이를 통해 불필요한 리렌더링을 방지합니다.
+ */
+export function useOrderbookSubscription({
+  symbol,
+  isVerified,
+  credentials,
+  marketSession,
+  onOrderBookMessage,
+}: UseOrderbookSubscriptionParams) {
+  const { subscribe, connect } = useKisWebSocketStore();
+  const onOrderBookMessageRef = useRef(onOrderBookMessage);
+
+  useEffect(() => {
+    onOrderBookMessageRef.current = onOrderBookMessage;
+  }, [onOrderBookMessage]);
+
+  useEffect(() => {
+    if (!symbol || !isVerified || !credentials) return;
+
+    connect();
+
+    const trIds = resolveOrderBookTrIds(credentials.tradingEnv, marketSession);
+    const unsubscribers: Array<() => void> = [];
+
+    const handleOrderBookMessage = (data: string) => {
+      const ob = parseKisRealtimeOrderbook(data, symbol);
+      if (ob) {
+        ob.tradingEnv = credentials.tradingEnv;
+        onOrderBookMessageRef.current?.(ob);
+      }
+    };
+
+    for (const trId of trIds) {
+      unsubscribers.push(subscribe(trId, symbol, handleOrderBookMessage));
+    }
+
+    return () => {
+      unsubscribers.forEach((unsub) => unsub());
+    };
+  }, [symbol, isVerified, credentials, marketSession, connect, subscribe]);
+}
--- a/features/trade/hooks/useTradeTickSubscription.ts
+++ b/features/trade/hooks/useTradeTickSubscription.ts
@@ -0,0 +1,110 @@
+import { useState, useRef, useEffect } from "react";
+import type { KisRuntimeCredentials } from "@/features/settings/store/use-kis-runtime-store";
+import type { DashboardRealtimeTradeTick } from "@/features/trade/types/trade.types";
+import { useKisWebSocketStore } from "@/features/kis-realtime/stores/kisWebSocketStore";
+import {
+  parseKisRealtimeTickBatch,
+  resolveTradeTrIds,
+} from "@/features/trade/utils/kisRealtimeUtils";
+import type { DomesticKisSession } from "@/lib/kis/domestic-market-session";
+
+const MAX_TRADE_TICKS = 10;
+
+interface UseTradeTickSubscriptionParams {
+  symbol: string | undefined;
+  isVerified: boolean;
+  credentials: KisRuntimeCredentials | null;
+  marketSession: DomesticKisSession;
+  onTick?: (tick: DashboardRealtimeTradeTick) => void;
+}
+
+/**
+ * @description 실시간 체결가(Tick) 구독 로직을 담당하는 훅입니다.
+ * - 웹소켓을 통해 들어오는 체결 데이터를 파싱(parsing)하고
+ * - 중복 데이터(deduplication)를 필터링하며
+ * - 최근 N개의 체결 내역(recentTradeTicks)과 최신 체결가(latestTick) 상태를 관리합니다.
+ */
+export function useTradeTickSubscription({
+  symbol,
+  isVerified,
+  credentials,
+  marketSession,
+  onTick,
+}: UseTradeTickSubscriptionParams) {
+  const [latestTick, setLatestTick] =
+    useState<DashboardRealtimeTradeTick | null>(null);
+  const [recentTradeTicks, setRecentTradeTicks] = useState<
+    DashboardRealtimeTradeTick[]
+  >([]);
+  const [lastTickAt, setLastTickAt] = useState<number | null>(null);
+  const seenTickRef = useRef<Set<string>>(new Set());
+
+  const { subscribe, connect } = useKisWebSocketStore();
+  const onTickRef = useRef(onTick);
+
+  useEffect(() => {
+    onTickRef.current = onTick;
+  }, [onTick]);
+
+  // 1. 심볼이 변경되면 상태를 초기화합니다.
+  // 1. 심볼 변경 시 상태 초기화 (Render-time adjustment)
+  const [prevSymbol, setPrevSymbol] = useState(symbol);
+  if (symbol !== prevSymbol) {
+    setPrevSymbol(symbol);
+    setLatestTick(null);
+    setRecentTradeTicks([]);
+    setLastTickAt(null);
+  }
+
+  // Ref는 렌더링 도중 수정하면 안 되므로 useEffect에서 초기화
+  useEffect(() => {
+    seenTickRef.current.clear();
+  }, [symbol]);
+
+  // 2. 실시간 데이터 구독
+  useEffect(() => {
+    if (!symbol || !isVerified || !credentials) return;
+
+    connect();
+
+    const trIds = resolveTradeTrIds(credentials.tradingEnv, marketSession);
+    const unsubscribers: Array<() => void> = [];
+
+    const handleTradeMessage = (data: string) => {
+      const ticks = parseKisRealtimeTickBatch(data, symbol);
+      if (ticks.length === 0) return;
+
+      const meaningfulTicks = ticks.filter((tick) => tick.tradeVolume > 0);
+      if (meaningfulTicks.length === 0) return;
+
+      const dedupedTicks = meaningfulTicks.filter((tick) => {
+        const key = `${tick.tickTime}-${tick.price}-${tick.tradeVolume}`;
+        if (seenTickRef.current.has(key)) return false;
+        seenTickRef.current.add(key);
+        if (seenTickRef.current.size > 5_000) seenTickRef.current.clear();
+        return true;
+      });
+
+      const latest = meaningfulTicks[meaningfulTicks.length - 1];
+      setLatestTick(latest);
+      setLastTickAt(Date.now());
+
+      if (dedupedTicks.length > 0) {
+        setRecentTradeTicks((prev) =>
+          [...dedupedTicks.reverse(), ...prev].slice(0, MAX_TRADE_TICKS),
+        );
+      }
+      onTickRef.current?.(latest);
+    };
+
+    for (const trId of trIds) {
+      unsubscribers.push(subscribe(trId, symbol, handleTradeMessage));
+    }
+
+    return () => {
+      unsubscribers.forEach((unsub) => unsub());
+    };
+  }, [symbol, isVerified, credentials, marketSession, connect, subscribe]);
+
+  return { latestTick, recentTradeTicks, lastTickAt };
+}
--- a/features/trade/utils/kis-realtime.utils.ts
+++ b/features/trade/utils/kis-realtime.utils.ts
@@ -2,6 +2,11 @@ import type {
  DashboardRealtimeTradeTick,
  DashboardStockOrderBookResponse,
 } from "@/features/trade/types/trade.types";
+import {
+  shouldUseAfterHoursSinglePriceTr,
+  shouldUseExpectedExecutionTr,
+  type DomesticKisSession,
+} from "@/lib/kis/domestic-market-session";

 const REALTIME_SIGN_NEGATIVE = new Set(["4", "5"]);
 const EXECUTED_REALTIME_TRADE_TR_IDS = new Set([
@@ -38,55 +43,28 @@ const TICK_FIELD_INDEX = {
  executionClassCode: 21,
 } as const;

-/**
- * @description KIS 실시간 구독/해제 소켓 메시지를 생성합니다.
- * @see features/trade/hooks/useKisTradeWebSocket.ts 구독/해제 요청 payload 생성에 사용됩니다.
- */
-export function buildKisRealtimeMessage(
-  approvalKey: string,
-  symbol: string,
-  trId: string,
-  trType: "1" | "2",
-) {
-  return {
-    header: {
-      approval_key: approvalKey,
-      custtype: "P",
-      tr_type: trType,
-      "content-type": "utf-8",
-    },
-    body: {
-      input: {
-        tr_id: trId,
-        tr_key: symbol,
-      },
-    },
-  };
-}
-
-/**
- * @description 실시간 체결 스트림(raw)을 배열 단위로 파싱합니다.
- * - 배치 전송(복수 체결) 데이터를 모두 추출합니다.
- * - 종목 불일치 또는 가격 0 이하 데이터는 제외합니다.
- * @see features/trade/hooks/useKisTradeWebSocket.ts onmessage 이벤트에서 체결 패킷 파싱에 사용됩니다.
- */
+const TRADE_TR_ID = "H0STCNT0";
+const TRADE_TR_ID_EXPECTED = "H0STANC0";
+const TRADE_TR_ID_OVERTIME = "H0STOUP0";
+const TRADE_TR_ID_OVERTIME_EXPECTED = "H0STOAC0";
+const TRADE_TR_ID_TOTAL = "H0UNCNT0";
+const TRADE_TR_ID_TOTAL_EXPECTED = "H0UNANC0";
+const ORDERBOOK_TR_ID = "H0STASP0";
+const ORDERBOOK_TR_ID_OVERTIME = "H0STOAA0";
 export function parseKisRealtimeTickBatch(raw: string, expectedSymbol: string) {
  if (!/^([01])\|/.test(raw)) return [] as DashboardRealtimeTradeTick[];

  const parts = raw.split("|");
  if (parts.length < 4) return [] as DashboardRealtimeTradeTick[];

-  // TR ID check: regular tick / expected tick / after-hours tick.
  const receivedTrId = parts[1];
  const isExecutedTick = EXECUTED_REALTIME_TRADE_TR_IDS.has(receivedTrId);
  const isExpectedTick = EXPECTED_REALTIME_TRADE_TR_IDS.has(receivedTrId);
-  // 체결 화면에는 "실제 체결 TR"만 반영하고 예상체결 TR은 제외합니다.
+
  if (!isExecutedTick || isExpectedTick) {
    return [] as DashboardRealtimeTradeTick[];
  }

-  // if (parts[1] !== expectedTrId) return [] as DashboardRealtimeTradeTick[];
-
  const tickCount = Number(parts[2] ?? "1");
  const values = parts[3].split("^");
  if (values.length === 0) return [] as DashboardRealtimeTradeTick[];
@@ -164,9 +142,91 @@ export function parseKisRealtimeTickBatch(raw: string, expectedSymbol: string) {
  return ticks;
 }

+/**
+ * @description 장 구간/시장별 누락을 줄이기 위해 TR ID를 우선순위 배열로 반환합니다.
+ */
+export function resolveTradeTrIds(
+  env: "real" | "mock",
+  session: DomesticKisSession,
+) {
+  if (env === "mock") return [TRADE_TR_ID];
+
+  if (shouldUseAfterHoursSinglePriceTr(session)) {
+    return uniqueTrIds([
+      TRADE_TR_ID_OVERTIME,
+      TRADE_TR_ID_OVERTIME_EXPECTED,
+      TRADE_TR_ID_TOTAL,
+      TRADE_TR_ID_TOTAL_EXPECTED,
+    ]);
+  }
+
+  if (shouldUseExpectedExecutionTr(session)) {
+    return uniqueTrIds([
+      TRADE_TR_ID_EXPECTED,
+      TRADE_TR_ID_TOTAL_EXPECTED,
+      TRADE_TR_ID,
+      TRADE_TR_ID_TOTAL,
+    ]);
+  }
+
+  if (session === "afterCloseFixedPrice") {
+    return uniqueTrIds([
+      TRADE_TR_ID,
+      TRADE_TR_ID_TOTAL,
+      TRADE_TR_ID_OVERTIME,
+      TRADE_TR_ID_OVERTIME_EXPECTED,
+      TRADE_TR_ID_TOTAL_EXPECTED,
+    ]);
+  }
+
+  return uniqueTrIds([TRADE_TR_ID, TRADE_TR_ID_TOTAL]);
+}
+
+/**
+ * @description 장 구간별 호가 TR ID 후보를 우선순위 배열로 반환합니다.
+ */
+export function resolveOrderBookTrIds(
+  env: "real" | "mock",
+  session: DomesticKisSession,
+) {
+  if (env === "mock") return [ORDERBOOK_TR_ID];
+
+  if (shouldUseAfterHoursSinglePriceTr(session)) {
+    return uniqueTrIds([ORDERBOOK_TR_ID_OVERTIME, ORDERBOOK_TR_ID]);
+  }
+
+  if (session === "afterCloseFixedPrice") {
+    return uniqueTrIds([ORDERBOOK_TR_ID, ORDERBOOK_TR_ID_OVERTIME]);
+  }
+
+  return uniqueTrIds([ORDERBOOK_TR_ID]);
+}
+
+/**
+ * @description 호가 패킷이 실제 표시 가능한 값(호가/잔량/총잔량)을 포함하는지 확인합니다.
+ */
+export function hasMeaningfulOrderBookPayload(
+  data: DashboardStockOrderBookResponse,
+) {
+  const hasLevelData = data.levels.some(
+    (level) =>
+      level.askPrice > 0 ||
+      level.bidPrice > 0 ||
+      level.askSize > 0 ||
+      level.bidSize > 0,
+  );
+
+  const hasSummaryData =
+    data.totalAskSize > 0 ||
+    data.totalBidSize > 0 ||
+    (data.anticipatedPrice ?? 0) > 0 ||
+    (data.accumulatedVolume ?? 0) > 0;
+
+  return hasLevelData || hasSummaryData;
+}
+
 /**
 * @description KIS 실시간 호가(H0STASP0/H0UNASP0/H0STOAA0)를 OrderBook 구조로 파싱합니다.
- * @see features/trade/hooks/useKisTradeWebSocket.ts onOrderBookMessage 콜백 데이터 생성에 사용됩니다.
 */
 export function parseKisRealtimeOrderbook(
  raw: string,
@@ -182,7 +242,9 @@ export function parseKisRealtimeOrderbook(
  }

  const values = parts[3].split("^");
-  const levelCount = trId === "H0STOAA0" ? 9 : 10;
+  // 시간외(H0STOAA0)는 문서 버전에 따라 9레벨/10레벨이 혼재할 수 있어
+  // payload 길이로 레벨 수를 동적으로 판별합니다.
+  const levelCount = trId === "H0STOAA0" ? (values.length >= 56 ? 10 : 9) : 10;

  const symbol = values[0]?.trim() ?? "";
  const normalizedSymbol = normalizeDomesticSymbol(symbol);
@@ -195,7 +257,9 @@ export function parseKisRealtimeOrderbook(
  const bidSizeStart = askSizeStart + levelCount;
  const totalAskIndex = bidSizeStart + levelCount;
  const totalBidIndex = totalAskIndex + 1;
-  const anticipatedPriceIndex = totalBidIndex + 3;
+  const overtimeTotalAskIndex = totalBidIndex + 1;
+  const overtimeTotalBidIndex = overtimeTotalAskIndex + 1;
+  const anticipatedPriceIndex = overtimeTotalBidIndex + 1;
  const anticipatedVolumeIndex = anticipatedPriceIndex + 1;
  const anticipatedTotalVolumeIndex = anticipatedPriceIndex + 2;
  const anticipatedChangeIndex = anticipatedPriceIndex + 3;
@@ -215,10 +279,18 @@ export function parseKisRealtimeOrderbook(
    bidSize: readNumber(values, bidSizeStart + i),
  }));

+  const regularTotalAskSize = readNumber(values, totalAskIndex);
+  const regularTotalBidSize = readNumber(values, totalBidIndex);
+  const overtimeTotalAskSize = readNumber(values, overtimeTotalAskIndex);
+  const overtimeTotalBidSize = readNumber(values, overtimeTotalBidIndex);
+
  return {
    symbol: normalizedExpected,
-    totalAskSize: readNumber(values, totalAskIndex),
-    totalBidSize: readNumber(values, totalBidIndex),
+    // 장후 시간외에서는 일반 총잔량이 0이고 OVTM 총잔량만 채워지는 경우가 있습니다.
+    totalAskSize:
+      regularTotalAskSize > 0 ? regularTotalAskSize : overtimeTotalAskSize,
+    totalBidSize:
+      regularTotalBidSize > 0 ? regularTotalBidSize : overtimeTotalBidSize,
    businessHour: readString(values, 1),
    hourClassCode: readString(values, 2),
    anticipatedPrice: readNumber(values, anticipatedPriceIndex),
@@ -239,7 +311,6 @@ export function parseKisRealtimeOrderbook(

 /**
 * @description 국내 종목코드 비교를 위해 접두 문자를 제거하고 6자리 코드로 정규화합니다.
- * @see features/trade/utils/kis-realtime.utils.ts parseKisRealtimeOrderbook 종목 매칭 비교에 사용됩니다.
 */
 function normalizeDomesticSymbol(value: string) {
  const trimmed = value.trim();
@@ -261,3 +332,7 @@ function readNumber(values: string[], index: number) {
  const value = Number(raw);
  return Number.isFinite(value) ? value : 0;
 }
+
+function uniqueTrIds(ids: string[]) {
+  return [...new Set(ids)];
+}
--- a/lib/kis/dashboard.ts
+++ b/lib/kis/dashboard.ts
@@ -14,6 +14,7 @@ interface KisBalanceOutput1Row {
  prdt_name?: string;
  hldg_qty?: string;
  pchs_avg_pric?: string;
+  pchs_amt?: string;
  prpr?: string;
  evlu_amt?: string;
  evlu_pfls_amt?: string;
@@ -24,6 +25,8 @@ interface KisBalanceOutput2Row {
  dnca_tot_amt?: string;
  tot_evlu_amt?: string;
  scts_evlu_amt?: string;
+  nass_amt?: string;
+  pchs_amt_smtl_amt?: string;
  evlu_amt_smtl_amt?: string;
  evlu_pfls_smtl_amt?: string;
  asst_icdc_erng_rt?: string;
@@ -92,12 +95,15 @@ interface KisPeriodTradeProfitOutput2Row {
 export interface DomesticBalanceSummary {
  totalAmount: number;
  cashBalance: number;
+  totalDepositAmount: number;
  totalProfitLoss: number;
  totalProfitRate: number;
  netAssetAmount: number;
  evaluationAmount: number;
  purchaseAmount: number;
  loanAmount: number;
+  apiReportedTotalAmount: number;
+  apiReportedNetAssetAmount: number;
 }

 export interface DomesticHoldingItem {
@@ -230,73 +236,142 @@ export async function getDomesticDashboardBalance(
  const holdingRows = parseRows<KisBalanceOutput1Row>(balanceResponse.output1);
  const summaryRow = parseFirstRow<KisBalanceOutput2Row>(balanceResponse.output2);

-  const holdings = holdingRows
+  const normalizedHoldings = holdingRows
    .map((row) => {
      const symbol = (row.pdno ?? "").trim();
      if (!/^\d{6}$/.test(symbol)) return null;
+      const quantity = toNumber(row.hldg_qty);
+      const averagePrice = toNumber(row.pchs_avg_pric);
+      const currentPrice = toNumber(row.prpr);
+      const purchaseAmountBase = pickPreferredAmount(
+        toOptionalNumber(row.pchs_amt),
+        quantity * averagePrice,
+      );
+      const evaluationAmount = pickPreferredAmount(
+        toOptionalNumber(row.evlu_amt),
+        quantity * (currentPrice > 0 ? currentPrice : averagePrice),
+      );
+      const profitLoss = pickNonZeroNumber(
+        toOptionalNumber(row.evlu_pfls_amt),
+        evaluationAmount - purchaseAmountBase,
+      );
+      const profitRate = pickNonZeroNumber(
+        toOptionalNumber(row.evlu_pfls_rt),
+        calcProfitRateByPurchase(profitLoss, purchaseAmountBase),
+      );

      return {
        symbol,
        name: (row.prdt_name ?? "").trim() || symbol,
        market: MARKET_BY_SYMBOL.get(symbol) ?? "KOSPI",
-        quantity: toNumber(row.hldg_qty),
-        averagePrice: toNumber(row.pchs_avg_pric),
-        currentPrice: toNumber(row.prpr),
-        evaluationAmount: toNumber(row.evlu_amt),
-        profitLoss: toNumber(row.evlu_pfls_amt),
-        profitRate: toNumber(row.evlu_pfls_rt),
-      } satisfies DomesticHoldingItem;
+        quantity,
+        averagePrice,
+        currentPrice,
+        evaluationAmount,
+        profitLoss,
+        profitRate,
+        purchaseAmountBase,
+      } satisfies DomesticHoldingItem & { purchaseAmountBase: number };
    })
-    .filter((item): item is DomesticHoldingItem => Boolean(item));
-
-  const cashBalance = firstPositiveNumber(
-    toNumber(accountBalanceResponse?.tot_dncl_amt),
-    toNumber(accountBalanceResponse?.dncl_amt),
-    toNumber(summaryRow?.dnca_tot_amt),
+    .filter(
+      (item): item is DomesticHoldingItem & { purchaseAmountBase: number } =>
+        Boolean(item),
    );
-  const holdingsEvalAmount = sumNumbers(holdings.map((item) => item.evaluationAmount));
-  const evaluationAmount = firstPositiveNumber(
-    toNumber(accountBalanceResponse?.evlu_amt_smtl),
-    toNumber(summaryRow?.scts_evlu_amt),
-    toNumber(summaryRow?.evlu_amt_smtl_amt),
+  const holdings = normalizedHoldings.map((item) => ({
+    symbol: item.symbol,
+    name: item.name,
+    market: item.market,
+    quantity: item.quantity,
+    averagePrice: item.averagePrice,
+    currentPrice: item.currentPrice,
+    evaluationAmount: item.evaluationAmount,
+    profitLoss: item.profitLoss,
+    profitRate: item.profitRate,
+  }));
+
+  const holdingsEvalAmount = sumNumbers(
+    normalizedHoldings.map((item) => item.evaluationAmount),
+  );
+  const holdingsPurchaseAmount = sumNumbers(
+    normalizedHoldings.map((item) => item.purchaseAmountBase),
+  );
+  const evaluationAmount = pickPreferredAmount(
+    toOptionalNumber(accountBalanceResponse?.evlu_amt_smtl),
+    toOptionalNumber(summaryRow?.scts_evlu_amt),
+    toOptionalNumber(summaryRow?.evlu_amt_smtl_amt),
    holdingsEvalAmount,
  );
-  const purchaseAmount = firstPositiveNumber(
-    toNumber(accountBalanceResponse?.pchs_amt_smtl),
-    Math.max(evaluationAmount - sumNumbers(holdings.map((item) => item.profitLoss)), 0),
+  const apiReportedTotalAmount = pickPreferredAmount(
+    toOptionalNumber(accountBalanceResponse?.tot_asst_amt),
+    toOptionalNumber(summaryRow?.tot_evlu_amt),
  );
-  const loanAmount = firstPositiveNumber(toNumber(accountBalanceResponse?.loan_amt_smtl));
-  const netAssetAmount = firstPositiveNumber(
-    toNumber(accountBalanceResponse?.nass_tot_amt),
-    evaluationAmount + cashBalance - loanAmount,
+  const apiReportedNetAssetAmount = pickPreferredAmount(
+    toOptionalNumber(accountBalanceResponse?.nass_tot_amt),
+    toOptionalNumber(summaryRow?.nass_amt),
  );
-  const totalAmount = firstPositiveNumber(
-    toNumber(accountBalanceResponse?.tot_asst_amt),
-    netAssetAmount + loanAmount,
+  const cashBalance = resolveCashBalance({
+    apiReportedTotalAmount,
+    apiReportedNetAssetAmount,
+    evaluationAmount,
+    cashCandidates: [
+      toOptionalNumber(summaryRow?.dnca_tot_amt),
+      toOptionalNumber(accountBalanceResponse?.dncl_amt),
+      toOptionalNumber(accountBalanceResponse?.tot_dncl_amt),
+    ],
+  });
+  const totalDepositAmount = pickPreferredAmount(
+    toOptionalNumber(summaryRow?.dnca_tot_amt),
+    toOptionalNumber(accountBalanceResponse?.tot_dncl_amt),
+    toOptionalNumber(accountBalanceResponse?.dncl_amt),
+    cashBalance,
+  );
+  const purchaseAmount = pickPreferredAmount(
+    toOptionalNumber(accountBalanceResponse?.pchs_amt_smtl),
+    toOptionalNumber(summaryRow?.pchs_amt_smtl_amt),
+    holdingsPurchaseAmount,
+    Math.max(
+      evaluationAmount - sumNumbers(normalizedHoldings.map((item) => item.profitLoss)),
+      0,
+    ),
+  );
+  const loanAmount = pickPreferredAmount(
+    toOptionalNumber(accountBalanceResponse?.loan_amt_smtl),
+  );
+  // KIS 원본 총자산(대출/미수 포함 가능)과 순자산(실제 체감 자산)을 분리해 관리합니다.
+  const grossTotalAmount = pickPreferredAmount(
+    toOptionalNumber(summaryRow?.tot_evlu_amt),
+    apiReportedTotalAmount,
    evaluationAmount + cashBalance,
-    toNumber(summaryRow?.tot_evlu_amt),
-    holdingsEvalAmount + cashBalance,
  );
-  const totalProfitLoss = firstDefinedNumber(
+  const netAssetAmount = pickPreferredAmount(
+    apiReportedNetAssetAmount,
+    grossTotalAmount - loanAmount,
+  );
+  // 상단 "내 자산"은 순자산 기준(사용자 체감 자산)으로 표시합니다.
+  const totalAmount = pickPreferredAmount(
+    netAssetAmount,
+    grossTotalAmount,
+  );
+  const totalProfitLoss = pickNonZeroNumber(
    toOptionalNumber(accountBalanceResponse?.evlu_pfls_amt_smtl),
    toOptionalNumber(summaryRow?.evlu_pfls_smtl_amt),
    sumNumbers(holdings.map((item) => item.profitLoss)),
  );
-  const totalProfitRate = firstDefinedNumber(
-    toOptionalNumber(summaryRow?.asst_icdc_erng_rt),
-    calcProfitRate(totalProfitLoss, totalAmount),
-  );
+  const totalProfitRate = calcProfitRateByPurchase(totalProfitLoss, purchaseAmount);

  return {
    summary: {
      totalAmount,
      cashBalance,
+      totalDepositAmount,
      totalProfitLoss,
      totalProfitRate,
      netAssetAmount,
      evaluationAmount,
      purchaseAmount,
      loanAmount,
+      apiReportedTotalAmount,
+      apiReportedNetAssetAmount,
    },
    holdings,
  };
@@ -895,16 +970,6 @@ function normalizeSignedValue(value: number, signCode?: string) {
  return value;
 }

-/**
- * 양수 우선값을 반환합니다.
- * @param values 후보 숫자 목록
- * @returns 첫 번째 양수, 없으면 0
- * @see lib/kis/dashboard.ts 요약 금액 폴백 계산
- */
-function firstPositiveNumber(...values: number[]) {
-  return values.find((value) => value > 0) ?? 0;
-}
-
 /**
 * undefined가 아닌 첫 값을 반환합니다.
 * @param values 후보 숫자 목록
@@ -938,3 +1003,86 @@ function calcProfitRate(profit: number, totalAmount: number) {
  if (baseAmount <= 0) return 0;
  return (profit / baseAmount) * 100;
 }
+
+/**
+ * 매입금액 대비 손익률을 계산합니다.
+ * @param profit 손익 금액
+ * @param purchaseAmount 매입금액
+ * @returns 손익률(%)
+ * @see lib/kis/dashboard.ts getDomesticDashboardBalance 현재 손익률 산출
+ */
+function calcProfitRateByPurchase(profit: number, purchaseAmount: number) {
+  if (purchaseAmount <= 0) return 0;
+  return (profit / purchaseAmount) * 100;
+}
+
+/**
+ * 총자산과 평가금액 기준으로 일관된 현금성 자산(예수금)을 계산합니다.
+ * @param params 계산 파라미터
+ * @returns 현금성 자산 금액
+ * @remarks UI 흐름: 대시보드 API 응답 생성 -> 총자산/평가금/예수금 카드 반영
+ * @see lib/kis/dashboard.ts getDomesticDashboardBalance
+ */
+function resolveCashBalance(params: {
+  apiReportedTotalAmount: number;
+  apiReportedNetAssetAmount: number;
+  evaluationAmount: number;
+  cashCandidates: Array<number | undefined>;
+}) {
+  const {
+    apiReportedTotalAmount,
+    apiReportedNetAssetAmount,
+    evaluationAmount,
+    cashCandidates,
+  } = params;
+  const referenceTotalAmount = pickPreferredAmount(
+    apiReportedNetAssetAmount,
+    apiReportedTotalAmount,
+  );
+  const candidateCash = pickPreferredAmount(...cashCandidates);
+  const derivedCash =
+    referenceTotalAmount > 0
+      ? Math.max(referenceTotalAmount - evaluationAmount, 0)
+      : undefined;
+
+  if (derivedCash === undefined) return candidateCash;
+
+  // 후보 예수금 + 평가금이 기준 총자산(순자산 우선)과 크게 다르면 역산값을 사용합니다.
+  const recomposedWithCandidate = candidateCash + evaluationAmount;
+  const mismatchWithApi = Math.abs(
+    recomposedWithCandidate - referenceTotalAmount,
+  );
+  if (mismatchWithApi >= 1) {
+    return derivedCash;
+  }
+
+  return candidateCash;
+}
+
+/**
+ * 금액 후보 중 양수 값을 우선 선택합니다.
+ * @param values 금액 후보
+ * @returns 양수 우선 금액
+ * @see lib/kis/dashboard.ts getDomesticDashboardBalance 금액 필드 폴백 계산
+ */
+function pickPreferredAmount(...values: Array<number | undefined>) {
+  const positive = values.find(
+    (value): value is number => value !== undefined && value > 0,
+  );
+  if (positive !== undefined) return positive;
+  return firstDefinedNumber(...values);
+}
+
+/**
+ * 숫자 후보 중 0이 아닌 값을 우선 선택합니다.
+ * @param values 숫자 후보
+ * @returns 0이 아닌 값 우선 결과
+ * @see lib/kis/dashboard.ts getDomesticDashboardBalance 손익/수익률 폴백 계산
+ */
+function pickNonZeroNumber(...values: Array<number | undefined>) {
+  const nonZero = values.find(
+    (value): value is number => value !== undefined && value !== 0,
+  );
+  if (nonZero !== undefined) return nonZero;
+  return firstDefinedNumber(...values);
+}
--- a/settings-mobile-debug.png
+++ b/settings-mobile-debug.png
--- a/settings-stacked-layout.png
+++ b/settings-stacked-layout.png